Vice President, Structured Finance – Consumer ABS

About the role

Morningstar DBRS is seeking a Vice President to join our U.S. Asset-Backed Securities team in New York. This role will lead the analysis of new consumer ABS transactions and contribute to the independent credit opinions that help investors and market participants assess risk across the securitization market. You'll evaluate collateral performance, transaction structures, legal frameworks, and consumer credit trends across a range of consumer asset classes, including auto loans and leases, credit cards, consumer loans, personal lines of credit, student loans, residential solar, and other specialty consumer finance sectors. As a lead analyst, you'll present recommendations to rating committees, engage directly with issuers, bankers, investors, and legal counsel, and help shape Morningstar DBRS's views on evolving credit risks. This role offers the opportunity to combine deep transaction analysis with broader views on consumer credit performance, contributing to independent credit opinions across a diverse range of asset classes, structures, and market cycles.