Vice President, Credit Financing Structurer

About the role

The Credit Financing team, part of the Spread Products division within Markets, is seeking a Vice President-level structurer to assist in the structuring, rating, and distribution of lending facilities backed by portfolios of corporate credit assets. The business provides asset-based revolving loans, CLO warehouses, AI infrastructure/GPU financing, and other bespoke financing solutions for sophisticated alternative asset managers. These lending facilities are backed by a range of corporate credit assets, including broadly syndicated and private credit loans and corporate bonds. Facilities are primarily retained for Citi’s portfolio but may also be securitized into the capital markets or syndicated to other institutional investors or banks.

The team is small, highly collaborative, and has maintained a market-leading lending franchise for close to two decades. The candidate will interact with experienced market participants and collaborate across the Bank, including other teams within Markets, risk, operations, sales, legal, tax, and accounting.

Responsibilities

• Serve as the key resource on the deal team, including drafting transaction term sheets, client negotiation, rating agency interaction, and review of transaction documentation.
• Identify key structural, credit/market risk, and operational factors in current and prospective credit facilities, and articulate strategies to minimize and manage these risks for risk partners.
• Work with potential syndicate partners to distribute risk.
• Originate and develop innovative financing solutions for clients, focusing on complex transactions backed by corporate credit.
• Develop new products and structures to enable efficient risk distribution to third parties, including insurance investors.
• Coordinate periodic reviews with borrowers and internal/external partners to monitor developments in underlying portfolios and the broader market.
• Work on all aspects of a transaction’s lifecycle, including origination, negotiation, documentation, deal closing, ongoing maintenance, and risk management.
• Structure complex lending arrangements.

Minimum Qualifications

• At least 5 years of relevant experience in structuring and/or rating complex structured products.
• Solid understanding of the corporate credit market, including leveraged loans, corporate bonds, CLOs, CFOs, and other asset-backed securities.
• Knowledge of private debt funds, SPV/SPE structures, and lending facilities backed by portfolios of corporate credit assets.
• Strong cash-flow modeling skills and experience analyzing complex debt structures.
• Good foundation in financial statement analysis in a corporate debt context.
• Experience working on a sell-side securitization desk or at a rating agency is preferred.
• Strong communication and presentation skills.
• Team player with a collaborative approach.

Education

• Bachelor’s/University degree

Pay

Primary Location Full Time Salary Range: $175,000.00 – $250,000.00