Vice President or Senior Vice President, US Business Credit Office (International Mid-Market)
About the role
Business Credit Office provides front line credit and risk ownership including writing credit papers, performing credit analysis, modeling projection and enterprise valuation analysis, coordinating with internal stakeholders (such as Credit Risk, relationship managers, global partners, and product teams), and delivering sound recommendations based on robust business, relationship, and industry analysis using expert judgment and conforming with internal credit policies/guidelines and external regulatory requirements.
As Vice President or Senior Vice President you will:
- Deliver the business strategy with strong knowledge of Corporate & Institutional Banking (CIB) priorities, with a focus on HSBC’s International Middle Market (IMM) team and corporate clients, which sits within the CIB business, and working with our CIB relationship bankers and product partners, together with our risk stewards, in delivering our business strategy aligned with risk appetite
- Build strategic and valued relationships with customers, applying knowledge to provide value-add advice and assistance
- Adhere to HSBC policies, procedures, and control requirements and raise any concerns about actual or potential issues promptly, in line with reporting and escalation procedures
- Ensure all actions take into account the likelihood of operational risk occurring, addressing areas of concern in conjunction with Risk and relevant colleagues and ensuring that actions resulting from internal/external audits and external regulators are correctly implemented in a timely fashion
- Demonstrate appropriate conduct integral to HSBC values and principles that supports all business activities including the Group’s growth strategy, culture and behaviors, interaction with customers, financial markets operations, and governance and oversight processes
Qualifications
- Demonstrated, in-depth corporate banking underwriting expertise, with a strong track record covering international mid-market clients, including corporate finance and a broad range of banking products and services supporting these companies
- Strong structuring and credit underwriting experience
- Thorough understanding of associated credit and risk profile of respective transactions with international mid-market companies
- Ability to analyze situations effectively and make well thought-out decisions
- Lead credit engagement to help RMs optimize relationship value, improve client engagement, and deliver needs-based solutions and fair customer outcomes
- Enable proactive client management by attending client meetings (as needed) and acting as a first point of contact for credit-related customer enquiries
- Proven leadership skills including coaching, motivation and communications skills to inspire others
- Strong teamwork skills promoting an environment of co-operation and trust, overcoming resistance where encountered
- Excellent analytical and financial skills
- Excellent prioritizing, organizational and time management abilities
- Excellent verbal and written communications skills
Benefits
Access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. Competitive pay and benefits package including a robust Wellness Hub in a welcoming and inclusive work environment. Empowerment to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. Employee Resource Groups play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC.