Jobs · Finance · New York

Vice President; Credit Officer

Bank of America · New York, NY · 5 days ago
FinanceFull-time

Responsibilities

  • Develop and maintain a deep understanding of the Global Banking and Markets product spectrum.
  • Drive speed to market and asset quality.
  • Independently assess the creditworthiness, including due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk.
  • Provide high quality and efficient credit approval to Corporate Banking, Investment Banking, Global Markets, and Treasury while observing compliance with established credit policies and guidelines.
  • Structure transactions and negotiate credit documentation including loan credit agreements and amendments, ISDAs, and CSAs.
  • Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client's credit lifecycle.
  • Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal.

Requirements

  • Bachelor's degree or equivalent in Business Administration, Finance, Economics, Accounting, or related field.
  • 5 years of progressively responsible experience in the job offered or a related Finance occupation.
  • Must include 5 years of experience in each of the following:
    • Developing and maintaining financial models to analyze trends, including cash flow, leverage buyout, cost of capital analysis, ability-to-pay, value-creation, operating models, and 3-statement models;
    • Researching and analyzing trends across sectors and capital structures;
    • Conducting research using Bloomberg, Moody’s, S&P, and other financial databases to analyze market data and competitive dynamics;
    • Serving as a key contributor to the origination, structuring, and deal execution process, supporting corporate clients on a broad scope of committed financing assignments;
    • Participating in the credit committee approval process, including due diligence, credit analysis, and communication with the Risk team;
    • Absorbing and assessing traded product opportunities against risk appetite and monitoring trading product exposure to specific clients as well as across the sector and portfolio.

Qualifications

Remote work may be permitted within a commutable distance from the worksite.

Skills

Not specified

Benefits

Not specified

Pay

Not specified

Schedule

1st shift (United States of America)

Hours Per Week: 40

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