Vice President - Dwelling Programs

Overview

RPS is seeking a highly experienced Vice President, Low Value Dwelling Program to lead a large-scale personal lines property insurance program specializing in low value residential dwellings, homeowners and dwelling fire. Reporting to the SVP of Programs, this program leadership role is responsible for driving underwriting profitability, carrier and agency relationships, program growth, regulatory compliance, operational effectiveness, and strategic business development.

How You'll Make An Impact

• Program Leadership
  • Provide executive leadership for the Low Value Dwelling and residential property insurance program.
  • Establish and execute program strategy, growth initiatives, underwriting objectives, and profitability goals.
  • Maintain oversight of program performance, premium growth, retention, loss ratio performance, and carrier profitability.
  • Lead underwriting strategy, risk selection, referral practices, authority management, and guideline development.
  • Monitor portfolio performance and implement underwriting actions to improve profitability and risk quality.
  • Ensure compliance with state insurance regulations, carrier requirements, licensing standards, and internal controls.
  • Evaluate emerging market trends and recommend product or underwriting enhancements.
• Carrier And Distribution Management
  • Serve as the primary relationship manager for carrier partners, reinsurers, and key vendor relationships.
  • Support carrier audits, business reviews, regulatory inquiries, and strategic planning sessions.
  • Identify and develop new market opportunities and carrier capacity solutions.
  • Negotiate program enhancements, authority expansion, and product development opportunities.
  • Create and execute growth strategies focused on agency production and geographic expansion.
  • Conduct agency visits and producer development activities.
  • Monitor agency performance and identify opportunities for increased market penetration.
• Compliance & Regulatory Oversight
  • Partner with Legal, Compliance, and Operations teams regarding audits, market conduct examinations, and regulatory matters.
• Talent Development
  • Lead and develop underwriting and program staff.
  • Build succession plans and strengthen organizational capability.
  • Foster a culture of accountability, professionalism, and customer service excellence.

About You

• Required: Bachelor's degree and 7 years related experience required.
• Excellent knowledge of the insurance brokerage business.
• Minimum 15 years of property and casualty insurance experience (could also include: Habitational Property, Homeowners Insurance, Dwelling Fire / Low Value Dwelling, Force-Placed Mortgage Insurance).
• Demonstrated leadership experience managing insurance programs or business units with direct reports and P&L responsibilities and accountability.
• Demonstrated success growing premium volume while maintaining underwriting discipline and program profitability.
• Strong knowledge of personal lines underwriting, distribution, carrier relationships, and regulatory requirements.
• Experience managing agency relationships and driving profitable growth.

Compensation And Benefits

Competitive compensation
Comprehensive benefits programs designed to support your well-being
Career development opportunities and ongoing learning
A collaborative, people-first culture with accessible leadership
The opportunity to do meaningful work with global reach and local impact

At Gallagher, we are dedicated to building an inclusive and authentic workplace. If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities.

Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)