Vice President - Credit Portfolio Officer - Hybrid

About the role

The Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities

• Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments
• Understand applicable credit policies, industry regulations, and the requisite impact of those governance items to prospective new partners or product initiatives
• Establish and leverage cross-functional partnerships and networks with key internal and external constituencies
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial, and data analyses including profiling, sampling, forecasting, and new program due diligence
• Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
• Operate with a limited level of direct supervision, exercise independence of judgement, and autonomy
• Act as Subject Matter Expert (SME) to senior stakeholders and/or other team members
• Balance business objectives with sound risk management practices

Requirements

Not specified

Qualifications

• 6-10 years of experience in credit risk, portfolio management, or consumer lending, preferably within credit cards
• Strong understanding of credit card lending, Existing Customer Management (ECM), risk policy monitoring, portfolio optimization, and loss forecasting
• Proven ability to independently manage multiple priorities and deliver results in a fast-paced environment
• Strong analytical and problem-solving skills with experience working with large datasets
• Experience collaborating effectively with cross-functional partners
• Proficiency in SAS, SQL, or similar analytical tools
• Excellent communication and presentation skills with the ability to influence stakeholders and senior leaders
• Demonstrated ability to balance business objectives with sound risk management practices

Skills

• Analytical Thinking
• Credible Challenge
• Governance, Policy, Procedure, and Regulation
• Portfolio Analysis
• Risk Management Lifecycle

Benefits

Not specified

Pay

$114,720.00 - $172,080.00

Schedule

Full time