Vice President Credit Manager
gpac · Birmingham, AL · Yesterday
On-siteFinanceFull-time
Core Function
Lead a team of credit analysts and ensure the bank maintains strong credit quality by analyzing and approving commercial loans.
Main Focus Areas
- Managing and mentoring credit analysts
- Performing commercial credit analysis (financial statements, cash flow, collateral)
- Evaluating loans using the Five Cs of Credit
- Preparing and presenting credit memos
- Assigning risk ratings
- Working with loan officers and clients
- Monitoring loan portfolio risk
- Supporting compliance, audits, and regulatory requirements
Experience Required
- Bachelor's degree
- 7+ years commercial banking credit analysis experience
- Strong financial statement analysis
- Microsoft Office proficiency
- Leadership experience preferred
Work Setup
- Full-time (8am-5pm)
- Monday-Friday
- Some travel
- Remote team management