USA SCIB Portfolio Manager, VP - CIB Lending

About the role

The SCIB Portfolio Manager is a Vice President role within US SCIB COO Lending Solutions responsible for portfolio management, credit monitoring, and credit administration activities across SCIB lending portfolios. The role supports Infrastructure Finance, Structured Finance, Leveraged Finance, Investment Grade corporate lending, and GTB-linked credit exposures.

Responsibilities

• Maintain a disciplined first line portfolio management framework
• Ensure timely and accurate monitoring of credit, covenant, collateral, and documentation obligations
• Support sustainable portfolio governance across US SCIB lending
• Prepare, coordinate, and/or review quarterly and annual credit reviews for assigned portfolio names
• Perform or oversee credit spreading, financial analysis, variance analysis, leverage/liquidity analysis, and borrower performance updates
• Support rating reviews, watchlist recommendations, exposure analysis, and escalation of credit deterioration or emerging risks
• Monitor financial and non-financial covenants, reporting requirements, borrowing base certificates, collateral deliverables, insurance requirements, financial statements, and other ongoing obligations
• Track exceptions, waivers, missing deliverables, collateral shortfalls, covenant breaches, and post-close items through remediation
• Coordinate with Agency, Transaction Management, Legal, Operations, and Servicing to ensure ongoing obligations are captured and maintained
• Support amendments, waivers, consents, extensions, repricings, restructurings, and other lifecycle events through credit analysis, approval coordination, and implementation tracking
• Assess whether changes require new approvals, rating updates, documentation amendments, covenant changes, collateral updates, system updates, or control escalation
• Partner with Transaction Management to ensure approved amendments are reflected accurately in documentation, systems, and monitoring tools
• Prepare portfolio reporting, KPIs, KRIs, management updates, issue logs, and control evidence for senior management, Credit, Risk, Audit, and regulatory stakeholders
• Monitor portfolio trends across Infrastructure Finance, Structured Finance, Leveraged Finance, IG, and GTB exposures, including concentrations, exceptions, ratings, covenants, and collateral indicators
• Participate in governance forums and support remediation plans related to portfolio monitoring and credit administration
• Collaborate closely with Front Office, Credit, Risk, Agency, Legal, Operations, Transaction Management, Finance, and Technology to support a coordinated lifecycle management process
• Mentor associates and analysts and help develop procedures, portfolio monitoring standards, training materials, and quality control routines
• Identify opportunities to improve financial spreading, covenant tracking, collateral monitoring, data quality, and management reporting

Requirements

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Completion of bank-certified course in Credit Training - Required
• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education (optional)

Qualifications

Minimum Base Pay Range: $185,000.00 USD Maximum $185,000.00 USD

Benefits

We Value Your Impact Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family, and your well-being, now and into the future.

Risk Culture

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.