USA SCIB Portfolio Manager, VP - CIB Lending
About the role
The SCIB Portfolio Manager is a Vice President role within US SCIB COO Lending Solutions responsible for portfolio management, credit monitoring, and credit administration activities across SCIB lending portfolios.
Responsibilities
Prepare, coordinate and/or review quarterly and annual credit reviews for assigned portfolio names, including financial performance, rating considerations, risk trends, covenant compliance, collateral status and sector developments.
Perform or oversee credit spreading, financial analysis, variance analysis, leverage/liquidity analysis and borrower performance updates.
Support rating reviews, watchlist recommendations, exposure analysis and escalation of credit deterioration or emerging risks.
Monitor financial and non-financial covenants, reporting requirements, borrowing base certificates, collateral deliverables, insurance requirements, financial statements and other ongoing obligations.
Track exceptions, waivers, missing deliverables, collateral shortfalls, covenant breaches and post-close items through remediation.
Coordinate with Agency, Transaction Management, Legal, Operations and Servicing to ensure ongoing obligations are captured and maintained.
Support amendments, waivers, consents, extensions, repricings, restructurings and other lifecycle events through credit analysis, approval coordination and implementation tracking.
Assess whether changes require new approvals, rating updates, documentation amendments, covenant changes, collateral updates, system updates or control escalation.
Partner with Transaction Management to ensure approved amendments are reflected accurately in documentation, systems and monitoring tools.
Prepare portfolio reporting, KPIs, KRIs, management updates, issue logs and control evidence for senior management, Credit, Risk, Audit and regulatory stakeholders.
Monitor portfolio trends across Infrastructure Finance, Structured Finance, Leveraged Finance, IG and GTB exposures, including concentrations, exceptions, ratings, covenants and collateral indicators.
Participate in governance forums and support remediation plans related to portfolio monitoring and credit administration.
Work closely with Front Office, Credit, Risk, Agency, Legal, Operations, Transaction Management, Finance and Technology to support a coordinated lifecycle management process.
Mentor associates and analysts and help develop procedures, portfolio monitoring standards, training materials and quality control routines.
Identify opportunities to improve financial spreading, covenant tracking, collateral monitoring, data quality and management reporting.
Requirements
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Certifications Other: Completion of bank-certified course in Credit Training - Required.
It Would Be Nice For You To Have Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
What You Bring
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
What Else You Need To Know
The base pay range for this position is posted below and represents the annualized salary range.
For hourly positions (non-exempt), the annual range is based on a 40-hour work week.
The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Risk Culture
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time.