US Tax Sr. Specialist

About

Nu is the leading digital bank in Latin America, serving 135 million customers across Brazil, Mexico, and Colombia. The company is transforming the financial industry by leveraging data and proprietary technology to develop innovative products and services. Guided by its mission to fight complexity and empower people, Nu supports customers’ complete financial journey, promoting financial access and advancement with responsible lending and transparency. The company operates an efficient and scalable business model that combines low cost to serve with growing returns. Nu’s impact has been recognized in multiple awards, including Time 100 Most Influential Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Banks.

About the role

Nubank is not just entering the US market — we are already here. For several years, we have operated a fully functional US C-corporation with tax filing obligations across 13+ states, a growing engineering and technology workforce hub, and a banking license on the horizon. We are on the threshold of becoming a bank in the United States, and you will be at the center of it all.

This role is for a builder — someone who doesn’t just execute processes but creates them. You will be the first internal Tax professional embedded in the US, responsible for internalizing a function currently managed entirely through external advisors. You will design the governance framework, establish controls, and define what US tax looks like at Nubank for years to come. You will work directly with global leadership and a world-class external advisory team, backed by the full weight of a NYSE-listed company and the agility of a startup. Few roles offer the rare combination of technical depth, structural authority, and the chance to genuinely leave your mark on a company at a defining moment in its trajectory.

Responsibilities

• Internal Function Setup: Transition from an outsourced model to an in-house function by building processes, controls, governance standards, and documentation frameworks from the ground up.
• Compliance and Ancillary Obligations: Manage the full tax compliance cycle and ensure timely delivery of federal, state, and international tax filings, including Forms 1120, 5471, 8858, 8865, FBAR/FATCA, and indirect taxes.
• Internal Controls and Audits: Maintain the SOX/ICFR internal control environment and serve as the primary point of contact for defending tax positions during internal audits and examinations by the IRS and state tax authorities.

Requirements

• Financial institution tax compliance: Experience preparing and reviewing tax filings in a regulated financial services environment, with familiarity with bank-specific considerations such as bad debt reserves, OID, and information reporting obligations (Forms 1099, 1042, FATCA/CRS).
• Tax project management: Experience coordinating transfer pricing studies, preparing or reviewing IRC 482 documentation, and interfacing with external law firms and Big Four advisors on strategic, time-sensitive deliverables.
• Education and tools: Degree in Accounting, Finance, Law, or a related field (CPA strongly preferred). Hands-on proficiency with tax compliance and provision software (Corptax, OneSource, or Bloomberg Tax) and the ability to use ERP systems (SAP, Oracle) to extract, reconcile, and analyze large volumes of tax data.

Skills

• Analytical mindset: Ability to identify P&L discrepancies and propose root-cause remediations, including leveraging AI-assisted tools to surface anomalies, run scenario models, and accelerate variance explanations at scale.
• Resilience under pressure: Proven ability to handle tight monthly closes and simultaneous audits, using workflow automation and AI-powered task prioritization to manage competing deadlines without compromising accuracy.
• Clear, influential communication: Ability to translate complex tax topics for business and finance stakeholders and to critically evaluate and refine AI-generated summaries, memos, and presentations before they reach senior audiences.

Nice-to-have

• Prior experience in banking or payments.
• Experience implementing tax automation tools, including AI-powered compliance platforms or ML-based transaction classification.
• Familiarity with using LLMs (Claude, ChatGPT) or AI coding assistants to streamline tax research, draft technical memos, or automate repetitive data prep.

Location

Miami, United States

Pay

Miami base salary range (USD): $117,000 – $174,000

Washington D.C base salary range (USD): $117,000 – $174,000

Benefits

• Opportunity to earn equity at Nu
• Medical, Dental, and Vision Insurance
• Life Insurance and AD&D
• Extended maternity and paternity leaves
• Nucleo – learning platform of courses
• NuLanguage – language learning program
• NuCare – mental health and wellness assistance program
• 401(k) and Saving Plans – Health Savings Account and Flexible Spending Account
• Work-from-home allowance
• Relocation Assistance Package, if applicable

Schedule

Hybrid 2–3 times/week: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize team connection and collaboration.