Jobs · Analyst · New York

US Public Finance- Credit Analyst, Local Governments, Analyst / Senior Analyst- New York

Fitch Ratings · New York, NY · 1 mo ago
HybridAnalyst$85k–$110k/yrFull-time
We need to output HTML fragment with sections: About the role? Actually the posting includes "About The Team", "How You'll Make An Impact", "You May Be a Good Fit If You Have", "What Would Make You Stand Out", "Why Choose Fitch" (which includes bullet points about benefits). Also there is pay info for New York roles only: base pay between $85,000 and $110,000 per year. So we need a Pay section if posting actually states them. Yes, it states expected base pay rates for the role will be between $85,000 and $110,000 per year. So we should include a Pay section. Also schedule? Not mentioned. Hybrid Work Environment: 3 days a week in office required. That's schedule info. So we can include a Schedule section. Benefits: The "Why Choose Fitch" includes bullet points: Hybrid Work Environment, Culture of Learning & Mobility, Investing in Your Future, Promoting Health & Wellbeing, Supportive Parenting Policies, Inclusive Work Environment, Dedication to Giving Back. Those are benefits. So we can include a Benefits section with those bullet points. We need headings:

for section headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. But we should only include sections when posting has real specific content. We have content for About the Team (maybe About the role?), Responsibilities (How You'll Make An Impact), Requirements (You May Be a Good Fit If You Have), Qualifications (What Would Make You Stand Out maybe?), Skills (maybe combine?), Benefits, Pay, Schedule. We need to map content accordingly. Let's extract: About the Team: description of US Public Finance Local Government Rating Group responsibilities. That could be "About the role" or "About the team". We'll use "About the role" heading. Responsibilities: "How You'll Make An Impact" bullet list. Requirements: "You May Be a Good Fit If You Have" bullet list. Qualifications: "What Would Make You Stand Out" bullet list. Skills: maybe combine analytical, quantitative, communication etc. But we already have those in Requirements. Could create Skills section with those skills. However we should avoid thin sections. Perhaps we can merge Skills into Requirements or Qualifications. But the instruction says prefer a few substantive sections over many thin ones. We have many sections already; maybe we can combine some. We could have: About the role, Responsibilities, Requirements, Qualifications, Benefits, Pay, Schedule. That seems fine. Now we need to preserve all substantive information, not invent or summarize away detail. Use
  • for any list of duties/requirements/benefits, and

    for prose. We need to remove boilerplate: cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. Also remove the equal opportunity statement at end. Also remove the conflict of interest statement? That's maybe boilerplate? It's about conflict of interest; might be considered legal boilerplate. The instruction says remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate. So we should remove the conflict of interest paragraph and the equal opportunity statement. Also remove the "Fitch is committed to providing global securities markets..." paragraph? That's maybe also boilerplate? It's a mission statement; could be considered substantive? It's generic. Might be considered boilerplate. Safer to remove it. Also remove the "# LI-RK1" at end. We need to keep the pay info: "FOR NEW YORK ROLES ONLY: Expected base pay rates for the role will be between $85,000 and $110,000 per year. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch’s total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch." We need to keep that as Pay section. Schedule: Hybrid Work Environment: 3 days a week in office required. That's schedule. Benefits: The bullet points under "Why Choose Fitch". We'll list each as

  • . Now we need to ensure we don't repeat the job title as heading. The job title is Analyst or Senior Analyst. We'll not add heading for that. Now produce HTML fragment. Structure:

    About the role

    ... (the About The Team paragraph)

    Responsibilities

    • Analyze quantitative and qualitative factors to prepare Fitch’s Local Government Rating Model for assigning new and monitoring existing ratings
    • Review annual comprehensive financial reports, budgets, capital plans and other public disclosure statements
    • Identify rating-relevant issues for review by the analytical team and rating committee
    • Meet with issuers and their fiscal agents during management meetings
    • Present rating recommendations and serve as voting member on rating committees
    • Support publication of rating action commentaries, research reports and Fitch Wires
    • Attend industry events and interact with investors, bankers, and other market participants

    Requirements

    • 3 years of relevant research or analytical experience in U.S. public finance
    • Demonstrate strong analytical, quantitative, and organizational skills
    • Possess excellent written and verbal communication skills
    • Can shift between multiple projects as priorities change

    Qualifications

    • Have a Global Credit Certificate (MICP), CFA or master’s degree in finance, business or public administration preferred
    • Have rating agency or financial advisory experience
    • Have experience interacting with local government issuers, investors, financial advisors and bankers

    Benefits

    • Hybrid Work Environment: 3 days a week in office required
    • A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
    • Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
    • Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
    • Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
    • Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe
    • Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community
    But note we already used Hybrid Work Environment as a benefit; but we also need a Schedule section. However the Hybrid Work Environment bullet includes schedule info. The instruction says include a section ONLY when posting has real specific content for it. We have schedule info (3 days a week in office required). We could either put it under Benefits or Schedule. Since we already have Benefits section with that bullet, we could keep it there and not create a separate Schedule section. However the instruction says we should use headings like Schedule if we have content. But we can decide to not create a separate Schedule section if we incorporate schedule info into Benefits. However the bullet already says "Hybrid Work Environment: 3 days a week in office required". That is both a benefit and schedule. It's okay to keep it under Benefits. But we also need a Pay section.

    Pay

    FOR NEW YORK ROLES ONLY: Expected base pay rates for the role will be between $85,000 and $110,000 per year. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch’s total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch.

    Now we need to ensure we didn't include any boilerplate. We removed the equal opportunity statement, conflict of interest paragraph, and the final mission statement. Also removed the "# LI-RK1". Also removed any duplicated lines (none). Also removed the "Explore a career at Fitch Ratings and you’ll join a collaborative network of curious minds." etc? That's introductory fluff but maybe substantive? It's generic marketing. Might be considered boilerplate? The instruction says remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. The introductory paragraph about exploring a career is not explicitly listed as boilerplate, but it's somewhat generic. However it's part of the posting's description; but we already have About the role section covering the team description. The introductory paragraph could be considered part of About the role? But we already have About the role with the team description. The introductory paragraph is more about the company. Could be considered boilerplate? Not sure. Safer to keep it? The instruction says preserve ALL substantive information; do NOT invent or summarize away detail. The introductory paragraph is substantive? It's describing the company and encouraging to explore a career. Might be considered fluff but not explicitly prohibited. However we already have About the role with team description; we could incorporate that intro into About the role as a paragraph before the team description. But the instruction says use

    for prose. We could include a short paragraph about Fitch Ratings being a top credit ratings agency etc. That is substantive info about the company. Let's include it. Thus About the role section could have two paragraphs: first about Fitch Ratings overview, second about the team. Let's extract the overview: "As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst. Explore a career at Fitch Ratings and you’ll join a collaborative network of curious minds. Here, our differences are our strengths - in life as well as our work. Together we work with integrity and objectivity to provide clarity to the world’s financial markets. We pride ourselves on our ability to harness the ideas, expertise, and professionalism of our global workforce, which is integral to our continued success. The accessibility and depth of experience of our industry leading analysts, combined with our broad sector credentials, allow us to help market participants make important credit decisions with confidence." That's a lot of prose. We'll put that in

    under About the role. Then second paragraph about the team: "Fitch Ratings’ US Public Finance Local Government group is currently seeking an Analyst, or Senior Analyst, either in our New York, Austin, Chicago or San Fransico office. About The Team The US Public Finance Local Government Rating Group is responsible for assigning new and monitoring existing ratings on local government and special purpose district issuers throughout the United States. Security ratings are assigned to general obligation, lease revenue and dedicated tax and revenue bonds." We need to preserve that. We'll put that as another

    . Now we need to ensure we didn't include the job title as heading. We didn't. Now check for any remaining boilerplate: The

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