US Corporates - Credit Analyst, Associate Director - Retail & Consumer - New York

Fitch offers an open culture where employees can exchange ideas and perspectives, fostering an environment where everyone's voice is heard. Embracing diversity and authenticity, Fitch supports its employees in being their true selves.

About the role

Fitch’s North American Corporates Group seeks an Associate Director for Retail & Consumer coverage in New York, Chicago, or Toronto. The ideal candidate should have a bachelor's degree, preferably with an MBA or advanced degree, and 4+ years of relevant experience, including coverage or knowledge of the Retail & Consumer sectors.

Responsibilities

• Analyse key quantitative and qualitative factors affecting credit quality of Retail & Consumer companies
• Develop and maintain comprehensive financial models
• Meet with Retail & Consumer industry management teams
• Present analysis of companies to internal credit rating committees
• Communicate rating rationale to external audiences through meetings, conference calls, press releases, and research reports
• Write timely and effective research on topical issues
• Evaluate other credits within Corporates and related credit groups
• Represent Fitch in industry association and regulatory body panels
• Mentor junior members of the Retail & Consumer sector

Requirements

• Bachelor's degree at minimum, MBA or advanced degree preferred
• CFA/CPA preferred
• 4+ years relevant experience, including coverage or knowledge of Retail & Consumer sectors
• Capital markets and/or credit analysis experience preferred
• Employee management experience preferred
• Expertise in Excel and Word
• Strong analytical, quantitative, and organizational skills
• Excellent written and verbal communication skills
• Ability to manage multiple projects and shift between tasks
• Proactive and successful interaction with various stakeholders

Qualifications

• Deep understanding and keen interest in Retail & Consumer sectors
• Professional background in capital markets and/or credit analysis
• Financial statement analysis skills
• Experience interpreting complex legal documents
• Leadership and proactive interaction skills

Benefits

Fitch offers an opportunity to lead coverage analysis at a global rating agency, in a team-oriented environment. The company is committed to advancing conversations around diversity, equity, and inclusion through its Employee Resource Groups (ERGs).

Pay

Base pay for the role ranges between $115,000 and $135,000, with actual salaries determined individually based on factors like education, training, experience, and performance.

Schedule

The role may include managerial responsibilities.