US Corporates - Credit Analyst, Associate Director - Retail & Consumer - Chicago

Fitch offers an open culture where employees are encouraged to share ideas and perspectives, fostering an environment where everyone's voice is heard. Embracing diversity and authenticity, Fitch supports an inclusive and progressive workplace.

About the role

Fitch’s North American Corporates Group is seeking a Director for coverage of the Retail and Consumer sector, ideally located in New York, Chicago, or Toronto.

Responsibilities

• Analyse key quantitative and qualitative factors affecting credit quality of Retail and Consumer companies
• Develop and maintain comprehensive financial models
• Meet with Retail and Consumer industry management teams
• Present analysis of companies to internal credit rating committees
• Communicate rating rationale to external audiences (institutional investors, sell-side analysts, media)
• Write timely and effective research on topical issues
• Evaluate other credits within Corporates and other related credit groups
• Represent Fitch in industry association and regulatory body panels
• Mentor junior members of the Retail & Consumer sector

Requirements

• Bachelor's degree at minimum, MBA or other advanced degree preferred
• CFA/CPA certification preferred
• 4+ years relevant experience, including coverage or knowledge of Retail & Consumer sectors
• Capital markets and/or credit analysis experience beneficial
• Employee management experience beneficial
• Expertise in Excel and Word
• Strong analytical, quantitative, and organizational skills
• Excellent written and verbal communication skills
• Ability to manage multiple projects and shift priorities
• Proactive interaction with various stakeholders

Qualifications

• Deep understanding of Retail & Consumer sectors
• Professional background in capital markets and/or credit analysis
• Financial statement analysis skills
• Experience interpreting complex legal documents
• Leadership and proactive interaction skills

What would make you stand out

• Deep understanding of Retail & Consumer sectors
• Professional background in capital markets and/or credit analysis
• Financial statement analysis skills
• Experience interpreting complex legal documents
• Leadership and proactive interaction skills

Benefits

• Opportunity to lead coverage as a lead analyst at a global rating agency
• Team-oriented work environment
• Global presence with opportunities to work with diverse teams and clients worldwide

Pay

The expected base pay range for this role is between $115,000 and $135,000, with actual salaries determined based on individual qualifications and performance.

Schedule

Full-time position.