Underwriting Trainee

About the role

The Underwriter Trainee participates in the commercial underwriting trainee program of IFG Companies, building foundational skills in technical underwriting, sales, and professional development while gaining direct exposure to wholesale insurance brokers across the U.S. This opportunity is suited for recent graduates and early career professionals with an interest in commercial insurance underwriting and a commitment to professional development.

Responsibilities

• Complete a structured underwriting curriculum covering General Liability, Excess, and Inland Marine, including self-study modules, facilitated training sessions, case studies, and real-world application exercises.
• Attend virtual and in-person training sessions and satisfactorily complete progressively challenging underwriting assignments, case studies, and gated assessments throughout the program.
• Coordinate with mentors for structured on-the-job exposure, gaining hands-on experience in account management, submission review, and risk assessment.
• Develop key knowledge benchmarks in underwriting principles, risk assessment, pricing, and strategic relationship management with wholesale insurance brokers.
• Support underwriters in developing insurance solutions for a wide range of small and middle-market clients.
• Participate in regular coaching and mentor check-ins to track progress, address knowledge gaps, and prepare for transition into a full production underwriting role.
• Perform other duties as requested.

Requirements

• Meticulous and disciplined attention to detail, with a commitment to accuracy in all underwriting work.
• Strong academic performance and demonstrated intellectual curiosity.
• Consistent work ethic and reliability in a fast-paced, deadline-driven environment.
• Enthusiasm and passion for the insurance industry, with a genuine interest in commercial underwriting.
• Strong interpersonal skills and an entrepreneurial mindset, with the ability to build rapport with brokers, mentors, and colleagues.
• Effective verbal and written communication skills, with the ability to convey underwriting rationale clearly and professionally.
• Strong analytical and problem-solving skills, with the ability to interpret data and apply sound judgment to underwriting decisions.
• Humility and the ability to receive constructive feedback, adapting quickly to coaching and mentorship.
• Ability to manage multiple assignments and competing deadlines, functioning with increasing independence as the program progresses.
• Collaborative, team-oriented mindset, with the ability to work effectively across departments and with external broker partners.
• Excellent computer skills (e.g., Excel, Word, SharePoint) and the ability and willingness to learn proprietary systems.

Qualifications

• Required: A bachelor's degree from an accredited U.S. college/university, with a major or coursework in insurance, risk management, economics, actuarial science, or related fields.
• Required: Proficiency with Microsoft applications such as Outlook, Excel, PowerPoint, Word, and Copilot, and the ability to learn other business applications.
• Required: Excellent written and verbal English communication skills.
• Preferred: Industry-related summer internship or work experience.
• Preferred: Demonstrated leadership, teamwork, and a positive attitude toward learning through academic, extracurricular, or work experiences.

Schedule

Position is hybrid and requires the ability and willingness to work in an IFG Companies office at least three (3) days per week if residing within one-hour commuting distance. Requires the ability and willingness to travel when needed to meet business needs.

Physical demands

Physical demands are typical of a climate-controlled office environment with minimal physical exertion. Position requires prolonged sitting, extensive computer use, and interactions with others in person and via phone.

Pay

The salary range for this position is $65,000 to $75,000. Additionally, the position may be eligible to earn incentive compensation.

Benefits

• Medical, dental, and vision insurance
• 401(k) retirement plan
• Flexible spending accounts
• Short-term and long-term disability insurance
• Life insurance
• Paid parental leave
• Vacation and other paid time off

About the company

Founded in 1985, IFG Companies is one of the oldest privately held insurance groups in the United States. It combines a specialty-carrier focus with long-term stability and thinking, while promoting a culture of underwriting rigor, collaboration, strategic thinking, superior technology, and strong producer partnerships.