Underwriting Supervisor

Supervise and coach a team of mortgage underwriters, providing guidance on complex loan scenarios and policy interpretation.

Manage daily workflow assignments to balance workloads and meet productivity and turn-time goals.

Conduct quality control reviews and provide constructive feedback to underwriters to ensure accuracy and adherence to guidelines.

Act as a subject matter expert (SME) for loan programs, investor requirements, and regulatory compliance.

Afford Underwriting Manager with training, as needed for FHA/VA designations.

Underwrite loans, as needed, in compliance with product, agency, and portfolio product guidelines, as well as all federal and state regulations.

Monitor and respond to Underwriting help desk scenarios.

Provides the best service to our customers with innovative and creative solutions.

Job Requirements

• 10+ years mortgage underwriting experience with at least 2 years in a leadership, supervisory, or team lead role.
• In-depth knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and/or jumbo loan guidelines.
• Strong understanding of regulatory requirements and compliance (TRID, RESPA, ECOA, HMDA, etc.).
• Proven ability to manage team performance, provide coaching, and meet department goals.
• Detail-oriented, strong problem-solving, exercise sound judgement, effective collaboration, and ability to adapt and thrive in a dynamic environment.
• Strong communication and interpersonal skills, with the ability to work cross-functionally.
• Must have DE (Direct Endorsement), SAR (Staff Appraisal Reviewer), or LAPP certifications.
• Experience with LOS platforms such as Encompass, or similar.
• Bachelor’s degree in finance, business, or related field preferred.