Underwriting Specialist, Inland Marine & Property

About the role

IAT Insurance Group has an immediate opening for an Underwriting Specialist, Inland Marine & Property based in Naperville or Rolling Meadows, Illinois; Milwaukee, Wisconsin; or Kansas City, Missouri. This is a visible, impact-driven role where you will own and grow a book of business while helping expand the company's footprint. The position follows a hybrid schedule requiring in-office work Monday through Wednesday, with the option to work remotely Thursday and Friday.

Responsibilities

• Own and actively grow a profitable book of inland marine and property business across the region
• Build and strengthen agency relationships to drive consistent, high-quality new business flow
• Evaluate risks, pricing, and coverage structures using experience and judgment, knowing when to lean in and when to walk away
• Analyze submissions, loss history, exposure changes, and external data to make informed, disciplined underwriting decisions
• Set pricing that reflects the risk, using advanced loss analysis and sound judgment aligned with company strategy
• Structure deals creatively when needed, using coverage features, deductibles, or reinsurance to meet both client and company goals
• Interpret policies and contracts clearly, providing guidance to brokers and internal partners, including claims when questions arise
• Meet in person with distribution partners a minimum of 5 times per month to stay close to market activity, sharpen read on emerging trends, and ensure partners understand focus areas
• Perform other duties as needed

Qualifications

Must-Have:

• Bachelor’s degree in Risk Management, Finance, Business, Economics, or a related field
• 8+ years of inland marine and/or property underwriting experience
• Strong understanding of the insurance marketplace, including inland marine and property products, pricing, and competitive dynamics
• Proven ability to develop broker relationships that support both new and renewal business opportunities
• Confidence in risk selection, pricing, and structuring deals, including the use of deductibles, coverage features, or reinsurance where appropriate
• Authorization to work in the United States without requiring VISA sponsorship now or in the future

Preferred:

• Industry designations such as CPCU, ARM, or AU
• Master’s Degree
• Exposure to loss control or risk engineering—thinking beyond the submission and into the actual risk

Compensation

Annual gross salary range: $72,560 – $157,950. Actual salaries vary based on qualifications, skills, competencies, and geographical location. Total compensation includes base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more. Full benefits details are available at https://www.iatinsurancegroup.com/careers/benefits.