Underwriting Specialist, Inland Marine & Property

About the role

IAT Insurance Group has an immediate opening for an Underwriting Specialist, Inland Marine & Property from our Naperville or Rolling Meadows, Illinois, Milwaukee, Wisconsin, or Kansas City, Missouri location. We’re looking for an experienced Inland Marine & Property Underwriting Specialist to step into a visible, impact-driven role. This is not a maintenance-only seat. You’ll own and grow a book while helping us expand our footprint—bringing ideas, new relationships, and underwriting expertise that move the business forward. This role works a hybrid schedule that requires working from the office Monday through Wednesday, with the option of working Thursday and Friday remotely.

Responsibilities

• Own and actively grow a profitable book of inland marine and property business across the region
• Build and strengthen agency relationships to drive consistent, high-quality new business flow
• Evaluate risks, pricing, and coverage structures using experience and judgment, knowing when to lean in and when to walk away
• Analyze submissions, loss history, exposure changes, and external data to make informed, disciplined underwriting decisions
• Set pricing that reflects the risk, using advanced loss analysis and sound judgment aligned with company strategy
• Structure deals creatively when needed, using coverage features, deductibles, or reinsurance to meet both client and company goals
• Interpret policies and contracts clearly, providing guidance to brokers and internal partners, including claims when questions arise
• Meet in person with distribution partners a minimum of 5 times per month. These visits keep us close to market activity, sharpen our read on emerging trends, and ensure our partners understand where we're focused and why.
• Perform other duties as needed

Qualifications

Must-Have

• Bachelor’s degree in Risk Management, Finance, Business, Economics, or a related field
• 8+ years of inland marine and/or property underwriting experience
• Strong understanding of the insurance marketplace, including inland marine and property products, pricing, and competitive dynamics
• Proven ability to develop broker relationships that support both new and renewal business opportunities
• Confidence in risk selection, pricing, and structuring deals, including the use of deductibles, coverage features, or reinsurance where appropriate
• Applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes

Preferred

• Industry designations CPCU, ARM, or AU
• Master’s Degree
• Exposure to loss control or risk engineering—you think beyond the submission and into the actual risk

Pay

The annual gross salary range associated with this posting is $72,560 – $157,950. Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more.

Schedule

Hybrid schedule requiring in-office work Monday through Wednesday, with the option to work Thursday and Friday remotely.