Underwriting Consultant

About the role

The Senior Underwriting Consultant plays a critical role in Pacific Life's growth and long-term success by evaluating insurance applicants and determining whether to accept, modify, or decline applications. This role focuses on mortality risk assessment, ensuring that all aspects of risk are evaluated to make informed decisions.

Responsibilities

• Review upfront underwriting data and tools
• Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection
• Finalize cases
• Data entry of medical history and use system workbenches to process and decide cases
• Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards

Requirements

• 7-10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies
• Ability to handle advanced decision level authorities without a co-signature (1 Million or higher)
• Effective written and verbal communication skills with the ability to build relationships both internally and externally
• Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events
• Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used
• Ability to develop specific goals, plan, and prioritize work

Qualifications

• Bachelor's Degree
• BGA and Trial Experience Preferred
• Completion of LOMA 280/281 and 290/291; actively working toward AALU, FLMI, and FALU Underwriting Consultant

Skills

• Strong analytical and problem-solving skills
• Excellent communication and interpersonal skills
• Proficiency in underwriting software and systems

Benefits

• Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account
• Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• A competitive 401(k) savings plan with company match and an additional contribution regardless of participation

Pay

The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications, and geographic location.

Schedule

This role supports 100% remote work.