Underwriting Analyst Senior

About the role

Identify and interpret insights from various data sources and communicate findings to management. Assist in underwriting strategy by optimizing risk-based profit & loss modeling, within proprietary lending platform. Includes developing reports based on performance data and helping to identify patterns of behavior.

Responsibilities

• Mines and analyzes large datasets utilizing descriptive, predictive, and prescriptive analytics.
• Develops insights from historical loan performance data, identify swap-in opportunities to underwrite new customer populations, and develop credit solutions for customer base using various analytical techniques.
• Develops and refines reports working with data analytics team, underwriting, and operations team.
• Leverages custom score models for underwriting, pricing, and profitability.
• Forecasts performance and track actual performance against lending target.
• Collaborates with vendors, data science, and technology teams to ensure new strategies and models are implemented accurately and as designed.
• Creates/maintains Procedure and Program documentation.
• Conducts other ad hoc analyses as required to support team goals.

Requirements

• Bachelor's degree or equivalent education and work experience.
• Typically, 5+ years with bachelor's or equivalent.
• Proficiency with Microsoft Office, SAS, and SQL.

Preferred Qualifications

• Experience with Python, Snowflake, Amazon S3, and SageMaker.

Benefits

Comprehensive benefits package including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

Pay

$86,000 – $145,000

Schedule

Hybrid, remote-office