Underwriter, Underwriting Solutions Group, Financial Lines

About the role

AIG is reimagining how we help customers manage risk. As an Underwriter I – Financial Lines, you’ll grow your skills and experience while contributing to this transformation. Underwriting teams at AIG find insurance solutions across Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We’re reshaping our operating model, role responsibilities, and career pathways to unlock the full potential of each colleague.

Responsibilities

• Underwrite Financial Lines products under general supervision, issuing quotes and policies while ensuring standards and compliance guidelines are met.
• Analyze information and connect with clients and brokers.
• Evaluate, prioritize, and select submissions to be underwritten.
• Identify risk exposures, special or common hazards, claims experience, and appropriate controls.
• Analyze claims and quantify losses.
• Adhere to guidelines and underwriting discipline to minimize exposure and appropriately price risks.
• Ensure underwriting files and service standards comply with assigned accounts.
• Offer coverage, terms, and conditions that generate profit while meeting customer needs.
• Capture market intelligence and broker feedback on accounts.
• Develop technical expertise with Financial Lines products.
• Demonstrate strong business acumen, financial and analytical skills, and critical thinking for confident decision-making.
• Build collaborative relationships and succeed in negotiation.
• Manage multiple tasks, prioritize, and perform under time constraints in a high-volume environment.
• Work with senior underwriters or management on risks exceeding authority level or requiring special handling.
• Sell and negotiate to achieve bottom-line profitability.
• Communicate risk appetite and Financial Lines value proposition to brokers and clients.
• Contribute to the development of producer strategies.
• Maintain a submission pipeline to achieve production and business mix objectives.
• Provide superior customer service to brokers and clients (internal & external).
• Take initiative on projects and assignments, seeking alternate solutions when necessary.

Requirements

• 1+ years of underwriting or relevant professional experience.
• Bachelor’s degree from a four-year college or university, or equivalent professional experience.
• For Management Liability positions: working knowledge of financial statements and analysis.
• Excellent interpersonal, communication, and analytical skills.
• Strong organizational skills and ability to handle multiple tasks in a high-volume, fast-paced environment.
• Ability to work in a dynamic, rapidly changing environment and adapt to evolving requirements.
• Detail-oriented with demonstrated ability to self-direct, prioritize work, and meet deadlines.

Benefits

AIG’s Total Rewards Program offers a comprehensive benefits package focused on health, wellbeing, financial security, and professional development. Benefits are designed to bring peace of mind to you and your family.

Work Environment

AIG values in-person collaboration and asks team members to be primarily in the office to foster a supportive, connected environment for colleagues and clients.