Underwriter II, Retail Property

About the Role

At AIG, we are reimagining the way we help customers manage risk. Join us as an Underwriter, II, Retail Property to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

How You Will Create An Impact

Reporting to the Zonal Underwriting Manager or Underwriting Manager, this role analyzes and evaluates risk, accepting, rejecting, or modifying risk and coverage conditions within delegated authority and established guidelines to achieve underwriting profitability objectives.

• Evaluating, prioritizing, and selecting submissions for underwriting.
• Demonstrating technical underwriting skills through strategic, thorough account reviews and file documentation.
• Exercising judgment, negotiating, and making sound business decisions based on authority level.
• Adhering to guidelines and underwriting discipline to minimize exposure and appropriately price risks.
• Working with management, brokers, clients, and outside counsel on contract terms and conditions for a portfolio of mainstream and complex risks.
• Participating in underwriting and marketing initiatives to improve company results and drive portfolio strategies.
• Identifying growth opportunities within new and existing production sources.
• Developing unique local broker strategies for assigned brokers to drive profitable results in line with product objectives.
• Ensuring marketing initiatives are achieved and consistent communication of risk appetite and value proposition is provided to brokers and clients.
• Representing AIG at client and broker functions with supervision as necessary/appropriate.
• Providing superior customer service to brokers and clients (internal & external).

What You’ll Need To Succeed

• 2+ years of relevant professional experience; Commercial Insurance Company, Agency, or Brokerage experience preferred.
• Bachelor’s degree from a four-year college or university.
• Demonstrated sales, marketing, and relationship-building experience.
• Working knowledge of Retail Property products is preferred.
• Strong verbal and written communication skills.
• Ability to work in a dynamic, rapidly changing environment, adapting to changing requirements and collaborating with colleagues to deliver solutions, especially regarding technical aspects.
• Comfort with financial statements, analytical tools, and technology.

Work Environment

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Benefits

At AIG, our people are our greatest asset. We offer a comprehensive benefits package through our Total Rewards Program, focused on your health, wellbeing, financial security, and professional development, to bring peace of mind to you and your family.

About AIG

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions, with one of the world’s most far-reaching property casualty networks. We are reimagining insurance to make a bigger difference in the world, supporting individuals, businesses, and communities to manage risk, respond to uncertainty, and discover new potential. We invest in our people through continuous learning and development in a culture that celebrates diversity and inclusion.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability, or other legally protected categories. We are committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.