Underwriter II (Remote)

About the role

MEM Insurance is seeking an experienced Underwriter II to join their Underwriting team. The ideal candidate will manage their own book of business, apply MEM's underwriting philosophy, and build strong relationships with clients and producers.

Responsibilities

• Independently manage an assigned book of business, applying MEM’s underwriting philosophy, rating methodology, and guidelines.
• Evaluate, select, and price new and renewal business within granted underwriting authority.
• Analyze risk exposures, trends, and loss history using underwriting tools, predictive modeling, and forecasting.
• Collaborate with producers and policyholders—both virtually and in person—to build strong, consultative relationships.
• Communicate underwriting decisions clearly and professionally, ensuring alignment with regulatory rules and company standards.
• Partner with Safety and Risk Services to assess and mitigate risk.
• Refer business outside of authority as appropriate and support sound underwriting decisions.
• Participate in cross-functional projects and committees to support company and departmental goals.
• Serve as a mentor and technical resource for less experienced underwriters and underwriting assistants.

Qualifications

• Bachelor’s degree in Business Administration, Insurance and Risk Management, or a related field—or equivalent combination of education and underwriting experience.
• 3–5 years of workers compensation or property and casualty insurance experience required.
• Valid driver’s license required.
• Insurance designations such as RWCS, AINS, AU, or CPCU are highly encouraged.

Company Culture and Values

At MEM Insurance, we believe in fostering a culture of integrity, service, and innovation. We invest in our people, encourage professional development, and celebrate success together. Join a company where your voice matters and your work makes a difference.

Total Rewards

Health Plans
Medical, Dental, and Vision
Fertility benefits and fully paid preventative care
Dental coverage includes adult orthodontia and other uncommon treatments
Fully Employer-Paid Life and Disability Benefits
Life Insurance – three times base salary
Accidental Death and Dismemberment
Short and Long-term Disability
Wellness and Recognition Employee Wellness and Recognition Program with employer-paid incentives for employees and spouses
Flexible Spending and Savings
Flexible Spending Account and Dependent Care options
Health Savings Account with generous employer contribution
Time Away from Work
Generous PTO accruals
11 Holidays and 4 Early Releases
16 Hours of Volunteer Time Off
20 Days of Paid Parental Leave (in addition to STD)
Marriage, Bereavement, and Jury Duty Leave
Additional Benefits
Employee Assistance Programs
401(k) Retirement Plan with employer match and profit sharing
Adoption Assistance
Tuition Assistance