Underwriter I, USG, Financial Lines

About the role

Join us as a Underwriter I – Financial Lines to play your part in reimagining how we help customers to manage risk. This role offers opportunities to grow your skills and experience as a valued member of the team.

Responsibilities

• Evaluating, prioritizing and selecting submissions to be underwritten.
• Identifying risk exposures, special or common hazards, claims experience and appropriate controls.
• Analyzing claims and quantifying losses.
• Adhering to guidelines and underwriting discipline to minimize exposure and appropriately price risks.
• Ensuring underwriting files and services standards and compliance guidelines are adhered to on assigned accounts.
• Offering coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer.
• Capturing market intelligence and broker feedback on accounts.
• Begins demonstrating technical expertise with product(s) in the Financial Lines portfolio.
• Demonstrates strong business acumen, financial and analytical skills, and critical thinking skills which lead to confident decision making and judgment.
• Demonstrates success in negotiation and building collaborative relationships.
• Multi-tasking, prioritizing and time management skills.
• Appropriately balancing changing priorities based upon underwriting needs and performing within time constraints with a high volume of work.
• Working with more senior underwriters or management on risks exceeding authority level or requiring special handling.
• Selling and negotiating to achieve bottom line profitability for the Company.
• Making presentations and communicating risk appetite and Financial Lines value proposition articulately to brokers and clients.
• Contributing to development of producer strategies.
• Developing and maintaining a submission pipeline sufficient to achieve overall production and business mix objective.
• Providing superior customer service to brokers and clients (internal & external).
• Takes initiative on projects and assignments, seeks alternate solutions when necessary.

Requirements

• 1+ years of underwriting or relevant professional experience.
• Bachelor’s degree from a four-year college or university or equivalent professional experience.
• For Management Liability positions, a working knowledge of financial statements and analysis.
• Excellent interpersonal, communication and analytical skills.
• Excellent organizational skills and ability to handle multiple tasks in a high-volume, fast-paced environment.
• Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions, especially regarding technical aspects.
• Detail-oriented with demonstrated ability to self-direct, prioritize work, and meet deadlines.

Qualifications

• Detail-oriented with demonstrated ability to self-direct, prioritize work, and meet deadlines.

Skills

• Technical expertise with product(s) in the Financial Lines portfolio.
• Strong business acumen, financial and analytical skills, and critical thinking skills leading to confident decision making and judgment.
• Success in negotiation and building collaborative relationships.
• Multi-tasking, prioritizing and time management skills.
• Appropriately balancing changing priorities based upon underwriting needs and performing within time constraints with a high volume of work.
• Working with more senior underwriters or management on risks exceeding authority level or requiring special handling.
• Selling and negotiating to achieve bottom line profitability for the Company.
• Making presentations and communicating risk appetite and Financial Lines value proposition articulately to brokers and clients.
• Contributing to development of producer strategies.
• Developing and maintaining a submission pipeline sufficient to achieve overall production and business mix objective.
• Providing superior customer service to brokers and clients (internal & external).
• Takes initiative on projects and assignments, seeks alternate solutions when necessary.

Benefits

We offer a range of competitive benefits, including US Benefits Overview. For more details, visit our Benefits page.

Pay

Compensation for this position includes base salary and eligibility for a bonus in accordance with the terms of the applicable incentive plan.

Schedule

AIG operates primarily in an office setting, but we also encourage remote work where possible. This allows for effective collaboration and a supportive, connected environment for both our team and clients.

Equal Opportunity Employer

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.