Underwriter I, Professional Liability/Cyber, Financial Lines

About the role

AIG is seeking an Underwriter to contribute to their industry leading Professional and Cyber Liability CAP Team. The role involves evaluating, prioritizing, and selecting submissions to be underwritten, identifying risk exposures, and offering tailored coverage options.

Responsibilities

• Evaluating, prioritizing, and selecting submissions to be underwritten.
• Identifying risk exposures, special or common hazards, claims experience, and appropriate controls.
• Adhering to guidelines and underwriting discipline to minimize exposure and appropriately price risks.
• Ensuring underwriting files, service standards, and compliance guidelines are adhered to on assigned accounts.
• Offering coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer.
• Capturing market intelligence and broker feedback on accounts.
• Demonstrating technical expertise with product(s) in the Financial Lines portfolio.
• Demonstrating strong business acumen, financial and analytical skills, and critical thinking skills which lead to confident decision making and judgment.
• Demonstrating success in negotiation and building collaborative relationships.
• Multi-tasking, prioritizing, and time management skills.
• Appropriately balancing changing priorities based upon underwriting needs and performing within time constraints with a high volume of work.
• Working with more senior underwriters or management on risks exceeding authority level or requiring special handling.
• Selling and negotiating to achieve bottom line profitability for the Company.
• Making presentations, communicating risk appetite and the Financial Lines value proposition articulately to brokers and clients.
• Contributing to development of producer strategies.
• Developing and maintaining a submission pipeline sufficient to achieve overall production and business mix objective.
• Providing superior customer service to brokers and clients (internal & external).

Requirements

• 1+ years of underwriting or relevant professional experience.
• Excellent interpersonal, communication and analytical skills.
• Excellent organizational skills and ability to handle multiple tasks in a high-volume, fast-paced environment.
• Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions, especially regarding technical aspects.
• Detail-oriented with demonstrated ability to self-direct, prioritize work, and meet deadlines.
• Takes initiative on projects and assignments, seeks alternate solutions when necessary.

Qualifications

• Detail-oriented with demonstrated ability to self-direct, prioritize work, and meet deadlines.
• Takes initiative on projects and assignments, seeks alternate solutions when necessary.

Skills

• Technical expertise with product(s) in the Financial Lines portfolio.
• Strong business acumen, financial and analytical skills, and critical thinking skills which lead to confident decision making and judgment.
• Success in negotiation and building collaborative relationships.
• Multi-tasking, prioritizing, and time management skills.
• Appropriately balancing changing priorities based upon underwriting needs and performing within time constraints with a high volume of work.
• Working with more senior underwriters or management on risks exceeding authority level or requiring special handling.
• Selling and negotiating to achieve bottom line profitability for the Company.
• Making presentations, communicating risk appetite and the Financial Lines value proposition articulately to brokers and clients.
• Contributing to development of producer strategies.
• Developing and maintaining a submission pipeline sufficient to achieve overall production and business mix objective.
• Providing superior customer service to brokers and clients (internal & external).

Benefits

We're proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits Overview. At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike. Enjoy Benefits That Take Care Of What Matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.