Underwriter - HNW Personal Lines

Responsibilities

• New Business Underwriting: Focus on underwriting new business daily, leveraging expertise and sound judgment to select and price risks that align with Berkley One’s profitability goals.
• Risk Management Collaboration: Partner with risk management to assess exposures and recommend solutions that enhance the overall quality of the risk.
• Innovation and Process Improvement: Contribute to continuous improvement by identifying opportunities for innovation in underwriting practices and organizational priorities.
• Agent Relationship Management: Build and maintain strong relationships with a designated group of agents. Act as a trusted advisor by understanding their needs, coaching on solutions, and fostering loyalty to the Berkley One brand.
• Appetite Consultation: Educate agents on Berkley One’s risk appetite and guide them in applying this knowledge to appropriate risk selection.
• Technology Utilization: Use advanced underwriting tools and analytics to monitor portfolio quality and inform individual underwriting decisions.
• Cross-Functional Collaboration: Work closely with Distribution and Marketing teams to co-develop strategies that drive business growth and enhance market presence.

Qualifications

• Bachelor’s degree (BA or BS) or equivalent professional experience
• Minimum of two years of underwriting experience in high net worth personal lines
• Customer-Centric Mindset: Deep empathy for both insureds and agents, with a passion for delivering an exceptional brand experience and advocating for customer needs
• Strong Communicator: Exceptional verbal and written communication skills, with the ability to adapt your style to suit different audiences and situations
• Composed and Organized: Maintains calm under pressure, demonstrates integrity, and follows through on commitments with precision and professionalism
• Collaborative Challenger: Comfortable questioning the status quo while working effectively with colleagues across all levels of the organization
• Accountable and Engaged: Brings a strong sense of ownership, a spirit of adventure, and a positive, team-oriented attitude
• Service-Oriented: Known for responsiveness and a “find a way to yes” approach, while maintaining strong relationships—even when saying no
• Curious and Innovative: Naturally inquisitive, always seeking to understand how things work and how they can be improved
• Analytical Thinker: Enjoys diving into account details to craft underwriting solutions that align with guidelines, profitability goals, and client needs
• Flexible and Mobile: Willingness to travel as needed, including overnight trips, and to work flexible hours to support clients across time zones
• Tech-Savvy: Demonstrates exceptional proficiency with technology and underwriting tools