Technical Architect - Banking & Payments

About the role

Join our AI & Engineering team in transforming technology platforms, driving innovation, and helping make a significant impact on our clients' success. You'll work alongside talented professionals reimagining and re-engineering operations and processes that are critical to businesses.

Responsibilities

• Leading technical architecture and solution design for commercial banking, retail banking, and payments engagements
• Translating business requirements into detailed technical blueprints, including application architecture, integration patterns, data flows, and implementation approaches
• Guiding engineering teams through technical standards, design reviews, and build activities to deliver secure, scalable, and high-performance platforms
• Collaborating with client and Deloitte stakeholders across business, product, technology, operations, and delivery teams to align architecture decisions with program objectives
• Supporting technology transformation initiatives by evaluating solution options, shaping implementation roadmaps, and driving execution across workstreams

Requirements

• Ability to work independently and collaborate as part of a team
• Effective written and verbal communication skills
• Meticulous attention to detail and quality of work product
• Ability to build and sustain professional relationships
• Ability to lead projects or workstreams
• Ability to manage and prioritize multiple tasks in a fast-paced and dynamic environment
• Strong interpersonal skills and professional demeanor
• Able to meet deadlines
• Able to mentor and provide clear guidance to others

Qualifications

• Bachelor's degree in Engineering, Business, Finance, or a related field
• 6+ years of experience in technical architecture, lead engineering, or software development
• 3+ years of experience as a technical lead or architect on enterprise-scale initiatives from architecture through deployment
• 3+ years of experience designing and building systems using microservices and event-driven architectures, including at least 1 production implementation
• Advanced degree or certification in business, engineering, project management, process improvement, or lean methodologies (preferred)
• Experience across payments, core banking, account management, card management, and integration architectures (preferred)
• Experience with Representational State Transfer (REST), gRPC, Apache Kafka, RabbitMQ, Amazon Web Services (AWS), Microsoft Azure, or Google Cloud Platform (GCP) (preferred)
• Experience with structured query language (SQL), NoSQL, data modeling, and application or cloud security practices (preferred)
• Experience producing technical artifacts, including data models and architecture diagrams (preferred)
• Experience with continuous integration and continuous deployment (CI/CD), DevOps, and infrastructure automation (preferred)

Benefits

The team Our Industry Solutions offering provides verticalized solutions that transform how clients sell products, deliver services, generate growth, and execute mission-critical operations. We deliver integrated business expertise with scalable, repeatable technology solutions specifically engineered for each sector.

Deloitte's Financial Services industry business delivers a robust suite of integrated solutions designed to address the multifaceted operational, technological, regulatory, and risk management needs of financial institutions. Our team works across all sectors of the industry-including banking, capital markets, investment management, insurance, and real estate-to help our clients solve complex business challenges and adapt to a rapidly evolving marketplace.

The Banking and Capital Markets sector serves universal and regional banks, capital markets and securities firms, and payment networks with U.S. operations. The team focuses on delivering customer insights, growth and digital strategies, operational transformation, human capital, and technology modernization services to bank executives. We help clients address regulatory reform, technological modernization, competitive dynamics, and market growth opportunities.

Pay

The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs.

Schedule

Must be legally authorized to work in the United States without the need for employer sponsorship, now or at any time in the future.