Tech Lead - Sr. Fullstack Engineer

About the role

The Senior Fullstack Engineer role at USD.AI is a unique opportunity to contribute to a cutting-edge financial technology company that leverages AI infrastructure for strategic financing. This position combines the responsibilities of an individual contributor and a team leader, focusing on full-stack implementation, AI strategy, and user experience design.

Responsibilities

• Own end-to-end development of core products as both individual contributor and team leader
• Build out our 'borrower' ecosystem suite of tools
• Maintain high-quality, scalable, and reusable codebases for user-facing applications
• Lead back-end workstreams including integration of partner APIs (for hardware monitoring, CRM interaction, subgraph for updating loan data on frontend); maintain strong database structure and pipelines
• Evolve technical architecture: Make foundational decisions on system design, data modeling, API architecture, and third-party integrations (banking, stablecoin rails, on-chain data) to support a scalable, secure lending platform
• Drive company-wide AI strategy: Identify and execute opportunities to integrate AI across our product suite, operations, and customer interactions. Own the roadmap for AI features and capabilities, including productization of deal underwriting process
• Create trustworthy user experiences by building interfaces that are simple, easy to comprehend, performant and reliable using tools like React, TypeScript, Next.js, etc.
• Collaborate with and lead designers and backend engineers to implement new features and integrations
• Shape and own product roadmap: Partner with founders to translate protocol capabilities and business objectives into a prioritized engineering roadmap — balancing near-term borrower experience improvements against longer-term infrastructure investments

Requirements

• 5+ years of software engineering experience
• Strong hands-on experience with modern AI/ML frameworks and applied tools
• Strong full-stack engineering skills with experience in our tech stack (React, TypeScript, Next.js, Node.js) or similar modern web frameworks
• High-agency, self-directed operator comfortable working in early-stage environments. You identify problems, propose solutions, and drive them to completion with minimal oversight
• Excellent communication skills and ability to translate complex AI concepts for non-technical stakeholders

Nice to have

• Experience with Web3 frontend stack (Wagmi/Viem, smart contract interaction)
• Crypto/DeFi experience
• Financial services experience
• Experience with LLMs, prompt engineering, and agentic systems