SVP, Credit Administrator - Leveraged Finance

About the role

The Credit Administrator provides credit oversight through initial and periodic credit reviews and evaluation, loan structuring, and engagement with legal counsel for an assigned portfolio of commercial borrowers. This role is responsible for reviewing and approving loan submissions within the designated credit approval authority.

Responsibilities

• Work closely with Business Units including Team Managers, Credit Underwriting and Portfolio Managers to review and evaluate new credit proposals, amendments, and renewals for a portfolio of commercial borrowers while focusing on the quality and analysis of the credit presented
• Credit products covered may include, but not be limited to: primarily cash flow leveraged loans
• Average target bonus can range from 25%-50% depending on level of experience
• Develop alternative strategies on complex credits through a collaborative effort with business units
• Engage with Credit Portfolio Management to monitor and manage the risk of a portfolio of commercial borrowers
• Average annual discretionary cash bonus target is 25%
• Average annual discretionary restricted stock units bonus target is 25%
• Provide guidance on credit issues including proper structuring, early detection of problem loans to Business Units through thought leadership and coaching
• Average semi-annual performance-based bonuses may be awarded based upon achievement of performance goals and targets
• Average annual vacation is about 11 days
• Manage problem loan credits
• Collaborate with Business Units and engage with legal counsel on the documentation of loan transactions
• Proactive in understanding industry, market, and Borrower trends to manage the credit risk of an assigned product which could lead to proposing updates to credit policies, guidelines, and procedures

Qualifications

• Bachelor's degree
• 15+ years' related experience
• Advanced knowledge of commercial credit framework, and basic commercial credit legal documentation principles
• Superior Credit Analysis skills
• Completion of a formal Credit Training Program at a major financial institution
• Ability to use core Microsoft Office programs and applications such as Word and Excel with ease
• Ability to work in a team environment

Skills

• Advanced knowledge of commercial credit framework, and basic commercial credit legal documentation principles
• Superior Credit Analysis skills
• Ability to use core Microsoft Office programs and applications such as Word and Excel with ease

Benefits

Axos Employee Benefits May Include:

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

Pay

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. Eligible for an Annual Discretionary Cash Bonus Target: 25% Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 25%

Schedule

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.