SVP Credit Administration

About the role

The SVP Credit Administration role at Park Bank is responsible for leading the operational and administrative functions of the bank's credit area within a community banking environment. This includes oversight of the Underwriting and Credit teams, managing data integration and analysis to support independent credit risk assessments, ensuring compliance with regulatory and IT requirements, and providing reporting and insights to executive leadership and the Board.

Responsibilities

• Manage the monthly data file retrieval and integration necessary for the bank to perform its core function and perform its regulatory mandate of performing a fully independent analysis of credit risk
• Source credit files and related portfolio data from internal systems and other information from various sources to provide pertinent trends in data that will provide a quantitative foundation for the bank's review sampling and portfolio-level assessments, including Risk Assessments
• Ensure all the bank’s data touch points are in full compliance with all federal and local IT protocols and requirements
• Provide data analysis and ad hoc reporting support to the board of directors and executive management
• Continue the development of existing work paper platform to make it more efficient and less intrusive to customers
• Ensure the bank is compliant with all data and systems policies and requirements
• In the course of performing individual credit reviews, use professional expertise to opine on the adequacy of facility underwriting and documentation, including, but not limited to, collateral, repayment sources, risk appetite, leverage, enterprise valuations, discounted cash flow analysis
• Evaluate borrower financial performance through the assessment of financial statements and credit risk metrics, including income statement, cash flow statement, balance sheet and capital structure analysis
• Evaluate the financial performance against all base and stress-scenario financial projections as required
• Maintain a thorough understanding of the bank’s compliance rules and regulations in accordance with the directives of the board of directors and executive management team

Requirements

• Required Education and Experience: Associate’s degree or post-secondary classes/degree. Equivalent experience will also be accepted
• Minimum 5-7 years’ related experience; or equivalent combination of education and experience
• Preferred Education And Experience: Bachelor’s degree in business or related field

Qualifications

• Robust Benefit Package Including Medical, Dental, Vision, etc.
• Four Different Benefit Packages to Choose What Fits Your Needs
• Best 10 Paid Holidays (Including Your Birthday)
• PTO That Increases Each Year of Service
• Generous 401K Company Match
• Wellness Reimbursement Program
• Associate Resource Groups (ARGs) Eligibility to participate in Bank-wide Bonus Program
• Hybrid Work Schedule Available
• And more!

Benefits

• Drug-free workplace policy
• Conditional offer of employment contingent on passing drug test and compliance checks
• Reasonable accommodations for individuals with disabilities during the hiring process

Pay

Details on pay are not specified in the job posting.

Schedule

Details on schedule are not specified in the job posting.