Sr. Underwriting Account Manager

Essential Duties & Responsibilities

• Underwrite accounts for the Healthcare Facilities Underwriting within the scope of assigned underwriting authority.
• Reviews applications and financial requirements to determine acceptability of risk in accordance with EmPRO’s guidelines and standards.
• Understands pricing components and rating methodology as well as use of the predictive modeling tools; prices risk based on financial and competitive analysis.
• Uses all appropriate underwriting tools disciplines and knowledge of strategies to ensure underwriting guidelines are followed.
• Strong ability to identify, analyze and solve problems as well as the ability to manage and prioritize multiple concurrent projects.
• Reviews and prepares quotation proposals on submission and renewing accounts for both Healthcare Professional and General Liability.
• Demonstrates technical underwriting skills through strategic, thorough account reviews and file documentation.
• Keeps current on state/territory issues, regulations, and trends.
• Manages assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business and portfolio management goals.
• Demonstrates in-depth knowledge of EmPRO’s products and appetite.
• Processes various policy endorsements and policy issuance.
• Produces analysis and reports as required.
• Assists with claims coverage verification as needed.
• Inputs account in database, enters information from application, loss runs, and other information as necessary.
• Conducts visits/meetings with our brokers & clients to establish and maintain effective relationships and communications.
• Prepares and delivers high-level presentations of complex accounts and portfolio performance to senior management for review and approval.
• Collaborates closely with the Risk Management team to identify potential exposures and develop tailored strategies to help mitigate risks for specific accounts.
• Follows up with brokers/clients on requested documents.

Education & Qualifications

• Bachelor’s Degree, or equivalent business experience required.
• NYS broker’s license desired.
• 5+ years of hospital professional liability insurance is preferred but will consider physicians professional liability experience with a focus on Healthcare Facilities; general liability experience preferred.
• Proficient in Microsoft Office Suite.
• Knowledge of underwriting processes, coverages, and tools to gather and evaluate information in order to reach appropriate decisions on renewals and new business.
• Must demonstrate ability to maintain an effective working relationship with other departments, employees, management, and clients.
• Excellent verbal and written communication skills.
• Must be detailed oriented and have good organizational skills.
• Able to work without direct supervision, make independent decisions and meet specific deadlines.
• Ability to work from home contingent upon prior experience.