Sr. Underwriter I

About the role

This senior-level underwriting role supports key business strategies by driving profitable growth through expert underwriting and strategic agency partnerships. With a high level of technical expertise, the Senior Underwriter also mentors and develops less experienced underwriters while collaborating with business development to achieve long-term success.

Responsibilities

• Analyzes commercial lines accounts to make sound decisions based on individual risk characteristics, exposure analysis, hazard recognition and controls.
• Adheres to individual authority levels.
• Prices business according to company underwriting and pricing guidelines.
• Must balance effective pricing and risk selection that produces profit and growth while maintaining successful producer relationships.
• Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns and loss control survey results.
• Present new and renewal proposals to agency personnel.
• Maintains the highest level of customer service internally and externally.
• Meets with agency personnel on a regular basis to develop and maintain positive and productive relationships.
• In collaboration with their business development representative must be able to hold the agency accountable for flow, hit ratio, new business and retention goals.
• Serves as a resource to other in the resolution of complex problems and issues.
• May also act as subject matter expert for referrals and internal training.
• Educating the agency staff on company products, services and underwriting philosophy.
• Establishes positive relationships with internal/external stakeholders through communication and collaboration.
• Collaborates with their marketing representative on agency production goals.

Qualifications

• Bachelor's degree or equivalent experience required.
• The knowledge and skill levels acquired through undergraduate studies especially in the areas of business administration & finance.
• 5+ years of commercial insurance experience required in addition to Bachelor's degree or equivalent.
• Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages, and business processes required.
• Advanced knowledge and/or experience with commercial lines underwriting.
• Strong sales and marketing skills which requires the ability to qualify opportunities and close deals.
• Ability to work in a team environment.
• Strong communication and negotiation skills.
• Excellent time management and organizational skills.
• Analytical skills and attention to detail.

Benefits

• Employees and their families are eligible to participate in CopperPoint Insurance Companies benefit plans including medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
• We provide some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee's annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
• Employees will accrue 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year. In addition, employees will also receive 10 paid holidays throughout the calendar year.
• CopperPoint offers a competitive compensation package and comprehensive benefits package including major medical, dental, and vision, and a wide range of competitive benefits programs, generous matching contributions to your 401(k) plan, generous paid time off, tuition reimbursement, and other education benefits and business casual dress.