Sr. Product Manager, Core Experience

About the role

Your role in our mission Prosper's Core team sits at the center of our product strategy — and this role sits at the center of the Core team. As Senior PM, Core Experience, you will own the connective tissue between our Personal Loans and Credit Card products, building the intelligent, unified customer experience that turns a portfolio of financial products into a cohesive financial platform.

Responsibilities

• Unify the experience across Loans and Cards
• Identify seams in the customer journey where switching between products creates confusion or drop-off
• Define and ship a single, coherent Prosper experience
• Build intelligent, cross-product journeys
• Design the logic for when and how we introduce a customer to a product they don't have yet
• Build the decision framework that turns product recommendations into genuine financial guidance
• Use data, experimentation (A/B tests), and customer research to iterate quickly and with conviction
• Own the AI strategy for Core
• Develop a concrete roadmap for how AI can improve product decisioning, personalization, and customer communication across the core platform
• Define leading indicators, build the instrumentation, and work cross-functionally with Design, Engineering, Data Science, Credit, and Risk to move ARPU as a first-class metric
• Own the strategy, drive the execution
• Write crisp strategy docs, influence senior stakeholders, and make opinionated calls on prioritization
• Own your backlog. Lead and resolve conflicts across organizational stakeholders
• Keep leadership updated on progress and trade-offs without being asked

Qualifications

• 6+ years of product management experience, with demonstrated success on consumer-facing products
• At least 2 years in fintech, lending, credit, or a closely adjacent domain
• Proven track record shipping AI/ML-powered features at scale
• Experience working across multiple product lines or in a platform/core capacity
• Strong data fluency — comfortable with SQL, experiment design, and pressure-testing analytical conclusions
• Bachelor's degree required; technical degree or MBA is a plus, but track record matters more