Sr. Product Compliance Specialist

About the role

This position owns end-to-end execution of risk-based compliance reviews of customers to assess adherence to operating rules, standards, and contractual requirements governing Early Warning’s (EWS) products and services. The role identifies control gaps and risks, delivers actionable recommendations, and supports consistent compliance to protect the integrity and security of EWS products and services.

Responsibilities

• Execute risk-based compliance reviews of customers utilizing EWS products and services, including planning, fieldwork, and reporting.
• Lead portions of complex or high-risk reviews, including planning, scoping, control evaluation, and testing approach.
• Assess customer processes, controls, and documentation for adherence to operating rules, contractual requirements, and product standards.
• Identify control gaps and compliance risks and perform root cause analysis.
• Prepare and deliver clear, well-supported reports with practical remediation recommendations.
• Present findings to internal stakeholders and support discussions with external customers, as needed.
• Maintain complete and defensible documentation and workpapers to support review conclusions.
• Validate remediation activities to ensure effective resolution of identified issues.
• Identify trends and recurring issues across reviews and escalate insights to management.
• Provide guidance on rule interpretation and compliance expectations to customers and internal partners.
• Support onboarding and mentoring of junior team members to enhance review quality and consistency.
• Contribute to the enhancement of review methodologies, tools, and templates.

Requirements

Typically, a minimum of 5 years of experience in compliance reviews, audits, regulatory compliance, risk management, internal controls, or quality assurance within financial services or payments. Demonstrated ability to independently execute end-to-end compliance reviews. Experience handling moderately complex or higher-risk reviews. Working knowledge of compliance frameworks, risk assessment methodologies, and control evaluation practices. Ability to interpret and apply operating rules, contractual requirements, and product standards. Strong analytical and problem-solving skills with the ability to assess risk and identify root causes. Effective written and verbal communication skills, including conducting interviews and drafting clear findings. Strong organizational and project management skills, with the ability to manage multiple assignments. Education and/or experience typically obtained through completion of a Bachelor’s degree in business, finance, accounting, risk management, or related field.

Qualifications

• Familiarity with debit network rules, NACHA rules, and real-time payments frameworks.
• Experience supporting or mentoring junior team members.
• Relevant professional certifications such as CIA, AAP, APRP, CPP, EPP, CISA, or CRCM are a plus.

Skills

Strong analytical and problem-solving skills, with the ability to assess risk and identify root causes. Effective written and verbal communication skills, including conducting interviews and drafting clear findings. Strong organizational and project management skills, with the ability to manage multiple assignments. Familiarity with compliance frameworks, risk assessment methodologies, and control evaluation practices. Ability to interpret and apply operating rules, contractual requirements, and product standards.

Benefits

The Base Pay Scale For This Position In Phoenix, AZ/ Chicago, IL / Washington, DC in USD per year is: $84,000 - $105,000. Additionally, candidates are eligible for a discretionary incentive plan and benefits. This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate’s education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers).

Pay

The Base Pay Scale For This Position In Phoenix, AZ/ Chicago, IL / Washington, DC in USD per year is: $84,000 - $105,000.

Schedule

The position follows a hybrid work model to allow for a more collaborative working environment.