Sr Product Compliance Analyst

About the Role

The Senior Product Compliance Analyst leads advanced Product Compliance activities to ensure HealthEquity’s administrative solutions align with applicable laws, regulatory standards, and internal policies. This role serves as a senior point of escalation, applying expert regulatory judgment to risk assessments, compliance monitoring, investigations, and corrective action development. Work is performed in an environment where AI-enabled tools are standard, accelerating synthesis, documentation, and analysis. Success is defined by the ability to anticipate risk, guide others, and deliver defensible compliance outcomes at scale. This role typically reports to the Director of Product Compliance.

Responsibilities

• Lead and support the design, implementation, and continuous enhancement of the Product Compliance program, including policies, procedures, training, monitoring, investigations, reporting frameworks, and AI-powered tools.
• Apply expert regulatory judgment to complex compliance inquiries and escalations, synthesizing facts and regulatory authority into clear decisions and rationale.
• Conduct compliance monitoring, testing, reviews, and investigations to identify control gaps and assess risk exposure.
• Provide support across key Product Compliance domains, including Medicare Secondary Payer (MSP) reporting, Compliance Change Management (CCM), and complaint investigation.
• Support the use of AI-enabled tools and automation within Product Compliance, ensuring integration as standard infrastructure to drive consistency and scalability.
• Partner with internal stakeholders to incorporate compliance requirements into strategic initiatives and operational changes.
• Prepare and review compliance reports, briefings, and narratives for leadership and regulatory bodies.
• Maintain compliance logs, records, and documentation standards, ensuring audit-ready quality.
• Contribute to the development of the annual Compliance Roadmap and strategic initiatives using data and risk insights.

Qualifications

• Bachelor’s or master’s degree in a relevant field (preferred)
• 5+ years of experience in risk management, insurance, governance, compliance, audit, finance, or project management
• Previous experience in compliance within healthcare or financial services industries
• Relevant certifications (e.g., CFC, HSAS, CAS) are a plus
• Experience coordinating or managing cross-functional projects
• Deep expertise in employee benefits compliance and related regulatory frameworks (HSA, FSA, HRA, COBRA, etc.)
• Ability to use AI-enabled tools as standard compliance infrastructure
• Strong risk judgment and business acumen
• Excellent written and verbal communication skills
• Demonstrated leadership capability and coaching skills
• Strong customer-service orientation with professional skepticism
• Commitment to continuous learning and staying current on regulatory developments

Pay

Salary Range: $72,000.00 to $91,500.00 / year

Benefits

• Medical, dental, and vision insurance
• HSA contribution and match
• Dependent care FSA match
• Uncapped paid time off
• Paid parental leave
• 401(k) match
• Personal and healthcare financial literacy programs
• Ongoing education & tuition assistance
• Gym and fitness reimbursement
• Wellness program incentives

Schedule

This is a remote position with an in-person onboarding training component. New team members must participate in Trailhead, HealthEquity’s immersive onboarding experience, held onsite at headquarters once per quarter. HealthEquity covers all required travel and accommodations.