Sr. Middle Market Banker
Northwest Bank · Fishers, IN · 2 wk ago
FinanceFull-time
Essential Functions
- Develop and expand existing commercial banking relationships
- Possessively bring in new relationships to Northwest
- Engage with the various product partners on a regular basis to discuss cross-selling opportunities and referrals to expand and deepen client relationships
- Maintain a portfolio of relationships, ensuring an exceptional client experience
- Manage a commercial loan portfolio of both credit and non-credit clients
- Make loan presentations and recommendations to Credit, team leaders, and senior line of business managers as required
- Partner with credit and portfolio management to ensure annual reviews and line of credit renewals are completed on a timely basis
- Ensure non-credit clients have appropriate treasury management and other related commercial services, and risk ratings are appropriate
- Analyze financial statements and related credit material to stay apprised of client performance and assess risk on a continuous basis in conjunction with Portfolio Management
- Collect on delinquent accounts
- Complete loan closings in partnership with Portfolio Management & the Loan Closers
- Ensure all credit files include current financial statements, agency reports, etc. in partnership with Portfolio Management
- Participate in continued sales, product and credit training
- Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency
Education And Experience
- Preferred Bachelor's Degree in Business, Accounting, Finance, Economics, or Marketing
- 6 - 8 years of account relationship management experience
- 6 - 8 years of experience consistently delivering strong sales performance
- Comprehensive knowledge and understanding of C & I lending, loan servicing, and credit and non-credit products
- Strong negotiating skills in terms, loan structure, and pricing
- Knowledge and understanding of risk management
- Excellent verbal, written, and interpersonal communication skills
- Ability to multitask and effectively prioritize responsibilities