Sr Manager, Financial Products & Services (Prepaid)

About the role

Working at Target means helping all families discover the joy of everyday life. We bring that vision to life through our values and culture. Learn more about Target here.

Responsibilities

• Define and lead the multi-year strategy for Target’s Prepaid program, aligning to enterprise priorities and long-term growth ambitions
• Own category performance, including channel-level P&L, driving outcomes across growth, margin, cost, and guest engagement
• Lead business performance routines, using data and insights to assess trends, identify root causes, and drive actions that improve category outcomes
• Identify and activate opportunities across assortment, pricing, promotions, and omni-channel experiences, supported by clear performance metrics and KPIs
• Serve as a strategic thought partner and thought leader across FP&S and enterprise leaders, influencing decisions through data-driven insights, strategic narrative, and clear recommendations
• Build strong internal and external partnerships to accelerate decision-making and execution
• Shape the end-to-end prepaid guest experience across all touchpoints—from purchase through redemption—across stores and digital channels
• Co-own fraud strategy with Cyber and Compliance, driving controls that balance risk mitigation with a seamless guest experience
• Ensure alignment with regulatory requirements and evolving risk landscapes
• Lead engagement with external partners and industry stakeholders to unlock new capabilities and growth opportunities
• Identify and evaluate new growth opportunities, including emerging capabilities, partnerships, and industry trends
• Support Target’s presence in industry forums and external initiatives related to prepaid

Requirements

• Four Year Degree, preferably in Finance or Business-related area, or equivalent experience
• 8+ years of experience in strategy, category management, product management, or related fields
• Strong financial acumen with experience managing or influencing P&L performance
• Proven ability to operate at both strategic and executional levels in ambiguous environments
• Experience building and sustaining senior-level partnerships across functions
• Strong analytical, problem-solving, and decision-making skills
• Excellent communication skills with the ability to influence through clear storytelling and insights
• Experience in payments, prepaid, financial services, or retail preferred

Qualifications

Commensurate with experience.

Skills

• Strategic thinking
• Financial acumen
• Leadership
• Collaboration
• Problem-solving
• Communication

Benefits

Find competitive benefits from financial and education to well-being and beyond at https://corporate.target.com/careers/benefits.

Pay

$95,000.00 - $171,000.00

Schedule

N/A