Sr Loan Officer

Essential Duties Include

• Calls and visits prospective referral sources for the solicitation of mortgage loans in accordance with company standards and loan production goals.
• Affords customer assistance in the proper completion of loan applications, provides required disclosures, collects funds for services to be ordered and gathers necessary support documents from prospective borrowers.
• Provides customer assistance in the selection of loan programs that best fit their needs, discloses loan terms, and locks in loan interest rates.
• Develops sales campaigns in alignment with company goals and coordinates the marketing activities between Mortgage department staff members and the Marketing department.
• Coordinates with realtors and borrowers by providing answers to any questions on loan status updates and provides any significant changes to loan terms or closing dates.
• Coordinates the loan processing efforts by communicating loan status between borrowers and processors.
• Maintains oversight of the loan process to ensure loans close and fund on the date specified by the borrower.

Qualifications

• Minimum five (5) years of mortgage sales and mortgage loan origination experience, or equivalent production achievement (dollar volume and/or unit volume based upon market).
• Mortgage Loan Originators license with NMLS.
• Working knowledge of applicable laws and regulations related to mortgage lending.
• Current driver’s license and clean driving record.
• Excellent interpersonal and organizational skills.
• Excellent telephone etiquette skills.
• Excellent written and verbal communication skills.
• Able to work under sometimes stressful conditions while maintaining professionalism and enthusiasm.
• Able to operate personal computers to include MS Word, Excel and Internet.
• Able to work independently and exercise sound judgement.
• Able to sit for long periods of time while processing loan applications and making phone solicitations.
• Able to travel locally.