Sr. Home Loan Officer - Business Development

About Gesa

Gesa Credit Union believes in the power of its people. Comprised of individuals from diverse backgrounds, their collective passion, commitment, and dedication drive success.

Role Summary

The Sr. Home Loan Officer - BD plays a crucial role in generating leads, developing referral relationships, and assisting members with their mortgage lending needs. They analyze loan requests, make credit decisions, originate loans, and maintain confidentiality.

What You Will Be Doing

• Meet monthly individual goals.
• Call real estate agents, brokers, financial advisors, builders, and other potential referral sources to generate borrower leads.
• Attend open houses and industry events.
• Work independently and outside of Gesa offices to sell loan products and generate business.
• Perform loan origination thoroughly and accurately.
• Adhere to Credit Union policies and regulations.
• Maintain a professional and courteous atmosphere.
• Communicate effectively with members and colleagues.
• Interview members for residential mortgages and provide clear explanations of financing options.
• Monitor loan statuses and process loans promptly.
• Understand and perform BSA functions.
• Participate in training sessions and conferences.
• Build positive relationships with real estate professionals and the community.
• Report concerns to supervisors promptly.
• Display ethical behavior and maintain confidentiality.
• Control risks and perform duties safely and soundly.
• Maintain and protect sensitive data.

About You

To succeed in this role, you should have:

• Three to five years of relevant experience, including mortgage lending experience.
• A high school diploma or equivalent, with a bachelor's degree in Business Administration or Finance preferred.
• An MLO number.
• Extensive knowledge of conforming and non-conforming loans, as well as experience with Desktop Underwriting or other lending-specific software.
• A proven track record in developing new business through real estate community outreach and membership in professional organizations.
• Experience with FNMA guidelines, FHA, and VA loan originations.
• Proficiency with standard office equipment, lending software, spreadsheets, and word processing.
• Independent travel for training and business objectives.
• A valid driver's license.

Team Member Value Proposition

At Gesa, you'll enjoy competitive pay, comprehensive benefits, and a supportive work environment. Benefits include medical, dental, vision, and life insurance; paid time off; a 401(k) match; and more.

Qualifications

• Three to five years of relevant experience, including mortgage lending experience.
• A high school diploma or equivalent, with a bachelor's degree in Business Administration or Finance preferred.
• An MLO number.
• Extensive knowledge of conforming and non-conforming loans, as well as experience with Desktop Underwriting or other lending-specific software.
• A proven track record in developing new business through real estate community outreach and membership in professional organizations.
• Experience with FNMA guidelines, FHA, and VA loan originations.
• Proficiency with standard office equipment, lending software, spreadsheets, and word processing.
• Independent travel for training and business objectives.
• A valid driver's license.