Sr. Financial Analyst

Job Purpose

American Honda Finance is seeking a Senior Financial Analyst for their Accounting Operations division.

About the Role

The Senior Financial Analyst will perform end-to-end credit loss analytics, allowance estimation, and financial forecast model administration/development for both US and Canadian consumer finance portfolios, per USGAAP and IFRS accounting standards under internal SOX controls, while also developing automated workflow applications, supporting data & analytics project initiatives, providing audit-ready data packages, and communicating insights to committees, management, and cross-functional teams.

Key Accountabilities

• Process/validate credit loss forecast models under SOX controls and prepare subsequent monthly/quarterly credit loss reserve reporting, journal entries
• Perform analytics on originations, delinquency, net charge-off, probability of default, loss
• Develop econometric credit loss forecast models and automated workflow applications
• Prepare quarter-end footnotes and public debt disclosures related to credit loss and fair value of CFS portfolios for SEC / 10K reporting
• Provide credit loss reserve forecasts to corporate planning department
• Perform analytics on quarterly balance sheet and income statement financial statements
• Provide data analytics and support explanations for internal SOX and external KPMG audits

Qualifications, Experience, and Skills

• Minimum Education Qualifications: Bachelor’s degree in finance, accounting, economics, statistics, mathematics, data science, or a related business field required.
• Preferred certifications: CFA, CPA, CMA, MBA
• Minimum Experience: Minimum of 5+ years of progressive professional experience in forecasting credit losses, preferably for consumer and dealer finance portfolios.
• Experience in data analytics, financial modeling, corporate finance, and financial planning preferred.
• Advanced proficiency in Excel, Microsoft Office Suite (Access, Word, PowerPoint), ERP systems (SAP, Business Objects, Oracle).
• Proficiency in programming languages (Python, R, SAS) and data visualization tools (Tableau, Power BI).

Other Job Specific Skills

• Progressively develop and refine new forms of data analytics to capture potential risks, track and identify trends, and communicate effectively to management, credit loss committees, and cross-functional teams.
• Present to large audiences with broad experience levels.
• Ability to design and develop financial models based on specific accounting and reporting requirements.
• Highly detailed analytics skills to understand, interpret, and effectively communicate results of financial models and data analytics.

Qualifications, Experience, and Skills - Continued

• Workstyle: 80/20 (4 days in office, 1 day remote)
• Torrance Location
• Travel: 5%

What Differentiates Honda and Makes Us an Employer of Choice?

• Total Rewards: Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.)
• Regional Bonus (when applicable)
• Lease Car Program
• Industry-leading Benefit Plans (Medical, Dental, Vision, Rx)
• Paid time off, including vacation, holidays, shutdown
• Company Paid Short-Term and Long-Term Disability
• 401K Plan with company match + additional contribution
• Relocation assistance (if eligible)
• Career Growth: Advancement Opportunities Career Mobility
• Education Reimbursement for Continued Learning Training and Development Programs
• Additional Offerings: Lifestyle Account Childcare Reimbursement Account Elder Care Support Tuition Assistance & Student Loan Repayment Wellbeing Program Community Service and Engagement Programs Product Programs