Sr. Credit Underwriter - Custom Mortgage - Global Wealth & Investment Management

Responsibilities

• Analyze and spread complex personal financial information using advanced Excel workbooks.
• Risk Assessment
• Identify potential risks and mitigants;
• Escalate issues to the appropriate approver for resolution.
• Deal Management
• Manage multiple transactions simultaneously throughout the loan lifecycle, from application to booking.
• Cross-Functional Communication
• Regularly communicate and collaborate with partners across multiple lines of business to ensure alignment and timely execution.

Requirements

• 3+ years of commercial or ultra-high-net-worth/complex client credit experience.
• Strong familiarity with personal tax returns and financial statements.
• Ability to analyze complex cash flows involving multiple income streams.

Qualifications

• Bachelor’s degree in Business Administration, Finance, Accounting, or Economics.
• Formal credit training at a major U.S. financial institution.
• Custom or Commercial underwriting experience.

Skills

• Analytical Thinking
• Financial Analysis
• Financial Forecasting and Modeling
• Profitability Analysis
• Attention to Detail
• Business Acumen
• Credit and Risk Assessment
• Underwriting
• Written Communications
• Collaboration
• Critical Thinking
• Portfolio Analysis
• Prioritization
• Technical Documentation

Benefits

• Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development.
• The approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

Pay

• Compensation is competitive and commensurate with experience.

Schedule

• This position works 1st shift (United States of America) for 40 hours per week.