Sr. Credit Analyst - Private Debt

General Summary

This position is responsible for analyzing, structuring, and monitoring debt private placements. The individual will provide credit opinions and recommendations to the portfolio manager and internal committees.

Principal Duties and Responsibilities

• Credit Analysis – New Transactions
• Assess credit quality of private placement offerings across various industries and countries, using a variety of research sources, including offering documents, management calls, rating agencies, Bloomberg, third party research, and SEC filings
• Analyze various risk factors associated with the investment, including financial, operating, industry, political, legal, sovereign, and liquidity risk
• Evaluate more complex transactions involving higher degrees of structure/complexity
• Work with internal and external legal counsel to ensure that the transaction is appropriately structured
• Work closely with supervisor and VP to ensure that recommended investments meet client objectives in terms of pricing, duration, risk tolerance, etc.
• Engage in due diligence of potential investments, including onsite visits; some travel required, both domestic and international
• Credit Management
• Monitor the credit quality of portfolio companies and make buy/sell/hold recommendations as changes in the credit profile or portfolio needs warrant
• Provide written and verbal credit updates on assigned portfolio
• Effectively communicate within Investments and other internal units, as well as external constituents such as senior management of portfolio companies, bankers, and legal counsel
• Assign internal credit outlooks and rate credits biannually
• Perform quarter-end portfolio pricing in conjunction with Investment Accounting
• Work alongside legal counsel in amendment and workout situations
• Assume responsibilities for special projects or other duties when required

Qualifications

• 5+ years relevant work experience in investments and/or corporate lending; strong knowledge of fixed income market, economics, and credit research required
• Minimum Bachelor's degree required; MBA and/or CFA credentials preferred
• Strong analytical skills, both qualitative and quantitative
• Deep knowledge of financial statement analysis, financial modeling
• Excellent communication skills, both oral and written
• Strong critical thinking, with ability to problem-solve
• Excel and Bloomberg proficient
• Negotiation and documentation skills
• Demonstrated ability to collaborate in a team setting

Benefits

• Healthcare benefits (health, vision, dental)
• Insurance benefits (short & long-term disability)
• Performance-based incentive plans
• Paid time off
• A 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not

About the Role

With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you’re directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team.

Schedule

Not specified

Pay

Base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.

• $89,400.00-$183,500.00

Company

Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquarters are in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.