Sr. Credit Analyst
American Tire Distributors · Huntersville, NC · 2 wk ago
FinanceFull-time
Key Responsibilities
- Build and maintain O2C metrics and SLA dashboards via Excel and Power BI.
- Cook bankruptcy activities and support for preference claims.
- Understand mapping of Cforia data into boundary systems and maintain system integration to Oracle.
- Document and resolve Level 1 and Level 2 issues for system users, escalating critical items to designated parties.
- Serve as the system administrator for Cforia Autonomy, handling functional and technical issues, and resolving integration-related errors and train secondary administrators.
- Analyze financial statements and public financial information to determine appropriate credit limits for new and existing key customers.
- Utilize market data and analytics to assess credit risk on large accounts and provide insights and recommendations.
- Support or lead the negotiation of past due accounts, follow-up inquiries, and refer accounts to collection agencies, collaborating with internal business partners.
- Lead analytics around field and key accounts, including past due analysis, payment trends, and customer segmentation.
- Partner with Financial Services Managers to provide data and trends on portfolios, driving insights into past due balances.
- Drive the application of credit policy, periodic credit reviews on existing customers, and assessment of creditworthiness of potential customers.
- Oversee aging reporting and analysis, including monthly bad debt reporting, and lead the process of quantifying monthly accounting reserves.
Qualifications
- Bachelor’s degree
- 5 years of related experience preferred
Skills
- Action Planning
- Analyze Alternatives and Recommend Solutions
- Compliance Management
- Data Collection and Analysis
- Data Control
- Document Management
- Review and Reporting
- Spreadsheet Expertise
- Verbal Communication
- Verify Requirements
Physical Demands/Working Conditions
- Physical demands: While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle or feel objects, tools or controls; reach with hands and arms; climb stairs; balance, stoop, kneel, crouch or crawl; talk, hear, taste and/or smell.
- Specific vision abilities required by the job include close vision, distance vision, color vision, peripheral vision, depth perception and the ability to adjust focus.
- Work environment: While performing the duties of this job, the employee is exposed to weather conditions prevalent at the time. The noise level in the work environment is usually moderate.
- Travel required: As required by the position.