Sr. Consultant, Underwriting Life

About the role

At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care. As a Life Underwriting Sr. Consultant, you’ll be at the forefront of our mission—analyzing complex cases, making high-stakes decisions, and collaborating with top-tier financial professionals to craft winning solutions.

Responsibilities

• Underwrite sophisticated life insurance applications with autonomy and precision
• Lead initiatives, mentor peers, and serve as a go-to expert
• Partner closely with sales and financial professionals to understand client needs and deliver competitive, tailored solutions
• Drive innovation through accelerated and intelligent underwriting strategies
• Represent Nationwide at industry events and help shape best practices

Requirements

• 10+ years of life underwriting experience
• FALU, CLU, FLMI, and EKG certification preferred
• Strong financial acumen and advanced risk assessment skills
• A collaborative spirit and a passion for continuous learning
• Confidence and flexibility in making complex decisions and influencing outcomes

Qualifications

• Undergraduate studies in medical related discipline, marketing, insurance, risk management, economics, finance or business management preferred
• LOMA Level 1 Certificate (LOMA 280, LOMA 290) preferred
• Professional/technical studies or designation such as the Chartered Life Underwriter (CLU), Fellow of Life Management Institute (FLMI), or Fellow of the Academy of Life Underwriting (FALU) preferred
• EKG Certified preferred

Skills

• Understanding of the anatomy of the human body and disease processes
• Knowledge of sophisticated life underwriting policies, practices, and procedures
• Knowledge of alternative rating methods and plans and pricing theory
• Knowledge of regulatory issues, life insurance market conditions, and company operations
• Broad understanding of life insurance lines of business
• Outstanding and written communication skills for internal/external contacts
• Outstanding teamwork and presentation skills in individual or group settings
• Outstanding negotiation skills and ability to partner with reinsurers and outside sales agencies/firms
• Advanced ability to deal with ambiguity in a flexible and responsive manner
• Can work with a highly technical team
• Ability to coach, train and mentor underwriting personnel with diverse levels of expertise
• Ability to make decisions on highly complex issues and work with minimal direction
• Excellent judgment and creative problem-solving skills including conflict resolution skills
• Ability to work with the brokerage distribution system
• Ability to analyze highly sophisticated insurance risks to assess acceptability including policy language, alternative rating plans, methodologies, and reinsurance

Benefits

• Medical/dental/vision
• Life insurance
• Short and long term disability coverage
• Paid time off
• Eight paid holidays
• Fourty-one hours of Lifetime paid time off
• Eight hours of Unity Day paid time off
• Eight hours of Lifetime paid time off
• 8 hours of Unity Day paid time off
• 401(k) with company match
• Company-paid pension plan
• Business casual attire