Sr Builder Finance Manager

Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation for amazing service, customer satisfaction, on-time closings, employee retention, and happiness. We employ people who are passionately committed to Cornerstone’s Mission, Vision & Core Convictions. Our brand is known for on-time closings—a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations. We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

About the Role

The Builder Finance Manager is responsible for driving the financial performance of a builder entity, as well as long-term growth strategies. Accountable for annual budgeting and key performance indicator monitoring while guiding management with data-driven financial decisions that enhance profitability and strengthen builder relationships.

Responsibilities

• Support Velocio managers by summarizing, presenting, and advising on all financial aspects. Translate complex financial data into actionable insights that inform decision-making, improve performance, and drive profitability.
• Partner with company managers in recruiting efforts for Loan Originators by modeling financial scenarios, assessing market opportunities, and advising on compensation. Provide insight into long-term profitability and capture potential to ensure successful, sustainable recruiting decisions.
• Responsible for company compensation, from the initial creation of the agreements, changes in salaries and/or base cost centers, through the approval of the monthly commission, incentive, and override reports.
• Model current branches to advise on profitability dynamics and then coordinate product margins and commission rates for each market.
• Design, implement, and maintain financial reporting tools and dashboards for all levels of management to provide visibility into key dynamics.
• Responsible for the preparation and accuracy of financial reporting and KPIs for compensation purposes.
• Act as a CHL representative for builder division joint ventures (10+), presenting all necessary financial reporting and support.
• Lead the annual budgeting process and mid-year forecasting, combined with working with senior management and joint venture shareholders to develop strategic business decisions.
• Provide ad hoc analyses and reports to respond to emerging business needs from management.
• Serve as the primary financial strategist for Velocio by continuously evaluating financial results, operational performance, compensation structures, staffing models, pricing strategies, and market trends to identify opportunities to increase revenue and reduce expenses.
• Present recommendations to executive leadership and builder partners regularly, and drive implementation of approved initiatives.
• Establish, maintain, and continuously improve enterprise-wide KPI reporting, financial dashboards, and performance scorecards used to drive executive decision-making.
• Serve as the senior finance liaison between production, operations, capital markets, accounting, and executive leadership to ensure alignment of financial goals and business initiatives.
• Perform other duties as assigned.

Requirements

• Strong understanding of technology, both theory and in practice.
• Strong organizational skills, and detail-oriented.
• Excellent Microsoft Office skills, in particular Excel.
• Superior analytical skills and ability to manage multiple priorities simultaneously in a fast-paced and deadline-driven environment.
• Knowledge of mortgage industry and financial concepts associated with mortgages.
• 7+ years of experience in Financial Planning and Analysis.
• 7+ years of experience in mortgage sales, secondary, and financial modeling.

Benefits

• Competitive salary
• Medical, Dental, Vision insurance
• Accidental Death, Long-Term Disability, Short-Term Disability coverage
• Flexible Spending Account (FSA) and Health Savings Account (HSA)
• 401K retirement plan
• Basic Life and Voluntary Life insurance
• Paid Parental Leave
• Performance-based bonus opportunities