Sr. Associate, Corporate Finance

About the role

We’re seeking a Senior Associate to support the Corporate Finance function at Chime! In this role, you’ll play a key part in shaping our business and financial strategy while driving high-impact initiatives across the company.

Responsibilities

• Support the monthly close process, monthly forecast, and annual operating plan
• Support balance sheet and cash flow management, including analysis, forecasting, planning, and scenario modeling
• Partner with Accounting, Capital Markets, and Finance teams to enhance forecast accuracy through deeper analysis and continuous improvement
• Work closely with the Accounting team to develop a strong understanding of key financial metrics and KPIs, support and gain insight into the monthly close process, perform deep-dive analyses into all components of working capital, and leverage internal and external benchmarking to evaluate and improve the accuracy and effectiveness of balance sheet and cash flow forecasting
• Collaborate with the Capital Markets team to conduct scenario analyses and develop pro forma models that assess the potential impact of financing activities on the financial statements
• Engage with and support Finance team members in improving company-wide forecasting, scenario planning, reporting, and variance analysis across the income statement, cash flow, and balance sheet
• Prepare accurate reports, ensuring data integrity across multiple sources
• Identify potential issues and proactively implement process improvements
• Leverage AI tools to automate manual processes and increase efficiencies

Requirements

• Minimum 3-5 years of experience in strategic finance, FP&A, investment banking, or consulting; prior experience in treasury and at high-growth technology or financial technology startups a plus
• Bachelor's Degree, or equivalent degree in Business, Finance, Accounting or relevant field
• CPA preferred
• Strong understanding of the Balance Sheet components and its impact on cash flow generation
• Expertise in Excel / Google Sheets - you can build scalable, efficient, and intuitive models with ease; experience with Pigment, AI LLMs, or SQL is a plus
• Strong analytical, financial modeling, and problem-solving skills
• Superior communication skills and the ability to collaborate with all levels of an organization
• A team-oriented mindset and a positive attitude

Qualifications

• Minimum 3-5 years of experience in strategic finance, FP&A, investment banking, or consulting; prior experience in treasury and at high-growth technology or financial technology startups a plus
• Bachelor's Degree, or equivalent degree in Business, Finance, Accounting or relevant field
• CPA preferred
• Strong understanding of the Balance Sheet components and its impact on cash flow generation
• Expertise in Excel / Google Sheets - you can build scalable, efficient, and intuitive models with ease; experience with Pigment, AI LLMs, or SQL is a plus
• Strong analytical, financial modeling, and problem-solving skills
• Superior communication skills and the ability to collaborate with all levels of an organization
• A team-oriented mindset and a positive attitude

Skills

• Strategic Finance
• Financial Planning and Analysis (FP&A)
• Investment Banking
• Consulting
• Treasury
• Excel / Google Sheets
• Pigment
• AI LLMs
• SQL

Benefits

• Competitive salary based on experience
• 401k match plus great medical, dental, vision, life, and disability benefits
• Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!

Pay

The base salary offered for this role and level of experience will begin at $116,000 and up to $160,000.

Schedule

In-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.

Additional Information

We’re a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.

To apply for this job, please visit our careers page.