Specialist, Portfolio Management
About the role
It Starts Here Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You!
Responsibilities
- Works with the Relationship Manager to develop non-profit relationships by underwriting new loans and participating in the approval process.
- Accompanies Relationship manager on customer calls.
- Reviews financials.
- Tests financial covenants and compliance.
- Reports regularly on status to Relationship Manager.
- Monitors all expiration dates 90-days ahead.
- Schedules analyst workflow and priorities.
- Provides senior credit analyst support as needed.
- Underwrites credits as needed.
Requirements
- Education: Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required.
- Professional Experience: Experience in credit structuring and underwriting and cross selling. - Required.
- Skills: Demonstrates experience and judgment with credit decisions and analysis; Organized and self sufficient; Strong quantitative reasoning and writing skills; Knowledge of underwriting and experience with all underwriting procedures; Ability to effectively present information and respond to questions from groups or managers, members, and general public; Excellent member service skills; Detail oriented, common sense decision‑making; above average oral, written and communications skills; Ability to define problems, collect data, establish facts, and draw valid conclusions; Ability to work with mathematical concepts, such as profitability and statistical inference; Ability to apply concepts, such as fractions, percentages, ratios and proportions, to practical situations; Capacity to complete the project on time.
- Certifications: No Certifications listed for this job.
- Nice to have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
- Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.
Pay
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum Base Pay Range: $45,750.00 USD Maximum $74,000.00 USD
Benefits
- We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver.
- We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future.
- Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.