Special Loans Analyst II

Fay Servicing is a nationally recognized mortgage servicer known for delivering borrower-focused support and investor-driven results. As a subsidiary of Fay Financial and a key part of The Fay Group, Fay Servicing specializes in managing re-performing and non-performing loans, as well other specialty products like Non-QM, jumbo, business purpose loans. Fay Servicing’s high-touch servicing model emphasizes personalized care, helping homeowners navigate escrow, payments, and hardship solutions with confidence. For clients, we offer a strategic, transparent partnership built on operational excellence, real-time reporting, and regulatory compliance. Fay’s end-to-end servicing capabilities cover early-stage collections, loan modifications, property preservation, and default management. We also offer interim and business purpose servicing, including the infrastructure to oversee renovations and manage rents. Headquartered in Tampa and operating nationwide, Fay Servicing combines deep industry expertise with cutting-edge technology to reduce risk, improve portfolio performance, and ensure an exceptional experience for both borrowers and investors. Reporting to the AVP, Special Loans, this position is responsible for conducting comprehensive, in-depth assessments of complex loan cases, identifying potential risks and implementing strategic solutions in collaboration with cross-functional teams. This role handles high-risk special loan accounts, including those in default, modification or requiring unique solutions. This role conducts detailed analysis and manages the account status to support the decision-making and resolution on special loan cases. Additionally, this role maintains detailed records, prepares reports and communicates effectively with internal teams and external stakeholders to ensure compliance, resolve issues and optimize loan performance. Qualifications Include: High school diploma or GED Required; Associate or Bachelor’s degree preferred2+ years' experience servicing adjustable rates, modifications, simple interest or similar background2+ years' experience in the mortgage servicing industry1+ years' experience with ARM, DSI, Step Rate, SCRA, HELOC and other unconventional loan products1+ years' experience working in a fast-paced work environmentKnowledge of MSP ARM Workstation controls preferredSolid verbal and written communication skillsSolid interpersonal skillsDemonstrated analytical skills and problem-solving abilitiesGood judgement with the ability to evaluate and make decisionsStrong time management skillsAbility to work effectively in a fast-paced, dynamic environmentCustomer service/ client orientation with strong execution skills and results orientationAbility to prioritize numerous tasks and manage shifting prioritiesHigh-level of attention to detail and consistency Flexible, open to change, ability to learn new things quicklyCollaborative; ability to work effectively with others Submit Your Resume to Learn More Featured Benefits Medical, Dental and Vision InsuranceCompany Paid Life InsuranceDisability InsurancePet Insurance401k Program with Employer Matching3 Weeks Paid Time Off (PTO)Paid HolidaysWellness InitiativesEmployee Assistance ProgramEligible for Hybrid Work Schedule with Remote Flex Days Compensation The hourly range for this position is between $21.00 to $26.80 hourlyThis position is eligible for an annual discretionary bonus Fay Cares! The Fay-Genstone Foundation was established to fulfill the philanthropic mission of The Fay Group employees to serve the communities in which they live and work. Our employees make voluntary contributions to the Foundation. Each quarter, their contributions are donated to organizations focused on improving education opportunities, combating poverty, and supporting military service members and first responders. At Fay, we believe that the best ideas come from having a team that is diverse in backgrounds, experiences, and perspectives. We strive to ensure each of our employees feels valued, respected and included, and is presented with equal opportunities to be successful. Fay is an equal-opportunity workplace. The Fay Group and affiliated companies participate in E-Verify. For more information go to www.dhs.gov/E-Verify.