Special Assets Group Corp/Comm Sr Portfolio Officer

Responsibilities

• Manage a portfolio of criticized or distressed commercial leasing relationships from strategy development through resolution
• Develop and execute remediation, workout, restructuring, or exit strategies that reflect lessee performance, lease structure, collateral value, and contractual terms
• Serve as the primary point of contact for lessees and coordinate engagement with internal partners, legal counsel, asset management teams, and external stakeholders
• Evaluate ongoing lessee financial performance and its impact on lease economics, collateral recovery prospects, and credit risk exposure
• Prepare credit approval documents, justify recommended strategies, and present to senior leadership for decisioning
• Lead negotiations related to lease modifications, restructurings, asset disposition strategies, or enforcement actions
• Support asset quality forecasting and reporting efforts
• Ensure compliance with internal credit policies and applicable regulatory requirements
• Collaborate with LOB partners, legal teams, and external bank groups to drive resolution outcomes
• Coach and mentor junior associates on the team to help develop credit and corporate workout skills

Qualifications

• Minimum of 7+ years of experience in commercial credit, leasing, structured finance, credit restructuring, or related risk management experience
• Demonstrated experience managing criticized or distressed leasing relationships
• Strong understanding of lease structures, collateral considerations, and credit risk implications
• Proven ability to apply sound judgment in ambiguous or judgment-intensive credit situations
• Credit analysis and underwriting skills, including risk rating, structuring, and covenant assessment
• Strong communication skills; ability to communicate vertically, horizontally, and externally

Desired Qualifications

• Knowledge of Business Law, a legal aptitude, strong knowledge of contracts, and knowledge of bankruptcy law
• Ability to work independently on complex transactions while exercising sound credit judgment
• Knowledge of ancillary banking products such as credit products, treasury services, derivatives, commercial cards, and deposits
• Ability for problem solving / critical / creative thinking / mental flexibility
• Strong Negotiation Skills
• Ability to think strategically, with an eye for detail

Skills

• Adaptability
• Collection Management
• Critical Thinking
• Problem Solving
• Risk Management
• Credit and Risk Assessment
• Decision Making
• Financial Analysis
• Legal Structures and Legal Forms
• Underwriting
• Client Management
• Loan Structuring
• Negotiation
• Oral Communications
• Written Communications

Shift

1st shift (United States of America)

Hours Per Week

40