Software Engineer, Bill Pay & Procurement

About the role

The P2P team builds the systems that connect vendors, invoices, and payments into one seamless, automated flow. It's where billions of dollars move through our platform, and every line of code matters.

What You'll Do

• Design and build core P2P systems, from invoice ingestion and approval workflows to payment orchestration and reconciliation logic.
• Enable AI agents to classify, validate, and process invoices automatically, reducing manual review and accelerating financial close.
• Own backend services that process large volumes of financial events across Bill Pay, Procurement, and Treasury.
• Collaborate cross-functionally with Product, Finance, and Data to translate accounting and compliance policies into robust, testable code.
• Extend Ramp’s financial ledger to handle new transaction types, international payments, and automated audit trails.
• Drive technical excellence around reliability, observability, and data integrity in systems where correctness directly impacts financial reporting.
• Continuously improve developer tooling and internal APIs that make P2P data accessible across Ramp’s product ecosystem.

What You Need

• 3+ years of backend engineering experience, ideally in fintech, payments, or transactional systems.
• Proven experience designing and maintaining data-intensive distributed systems with strong consistency and auditability requirements.
• Deep knowledge of Python (or a comparable backend language) and SQL.
• Comfort building event-driven systems and scaling high-volume, low-latency architectures.
• Strong system design and debugging skills; you care about correctness as much as speed.
• Ability to work closely with finance, risk, and product stakeholders to translate business rules into software logic.
• Passion for building systems that are precise, reliable, and extensible as Ramp scales globally.

Nice to Have

• Experience with accounts payable, payments, or reconciliation systems.
• Familiarity with accounting or ERP integrations (e.g. NetSuite, QuickBooks, Oracle).
• Background in compliance-heavy or regulated domains.
• Exposure to AI-driven automation or interest in working with AI/ML teams to build intelligent finance workflows.
• Desire to move quickly while maintaining an uncompromising standard for data accuracy and auditability.

Benefits

• Full-time Ramp Employees (Global)
• Flexible PTO
• Unlimited AI token usage
• Centralized home-office equipment ordering
• Health and wellness stipend
• Budget for intra-office travel
• Weekly coffee stipend
• United States: 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
• One Medical annual membership
• Fertility HRA (up to $10,000 per year)
• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay
• Pet insurance
• In-office perks: lunch, snacks, drinks, and more
• Relocation support to NYC or SF (as needed)
• Canada: Group medical, dental, and vision coverage through Sun Life
• Life, AD&D, and disability coverage
• Fertility drug coverage (up to $4,000 lifetime)
• Group Retirement Plan with employer match (RRSP + DPSP)
• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay
• UK: Private medical insurance through Freedom Elite
• eMed x Livi Virtual GP and at-home care
• Penfold Workplace pension through Penfold, with salary sacrifice option
• Additional parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay