Small Commercial Property Adjuster

The user wants me to reformat a job posting into clean, well-structured semantic HTML. Let me analyze the content and apply the rules. First, I need to identify the sections: - About the role (description) - Responsibilities - Qualifications - About Us (includes pay philosophy, benefits, EEO, etc.) Rules: - Use

for section headings (About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule) - Use

• for lists,

  for prose - Do NOT repeat job title as heading - Do NOT put Job ID/requisition numbers as headings - Preserve ALL substantive information - Remove boilerplate (cookie/navigation/legal/EEO/equal-opportunity/scam-warning, duplicated lines, application instructions) - Include section ONLY when posting has real, specific content for it - Never emit heading followed by filler/placeholder text (e.g., "commensurate with experience", "not specified", "N/A", "varies", "TBD") - Never create Pay/Schedule/Benefits sections unless posting actually states them - Prefer few substantive sections over many thin ones - Output ONLY HTML fragment, no /, no markdown code fences Now, let's parse the content: The posting has: - Position Company: Liberty Mutual Insurance - Location: Toledo, Ohio - Posted On: 10/18/2026 - Description: Property Adjusters investigate commercial property claims... (this is the "About the role" content) - Responsibilities: list of duties - Qualifications: list of qualifications - About Us: includes Pay Philosophy, benefits, EEO, Fair Chance Notices I need to decide which sections to include. The description paragraph is substantive, so "About the role" section with

  . Responsibilities: there is a list of bullet points (though in the text they are separated by periods, but they are distinct duties). I'll convert to

  • . Qualifications: list of qualifications, also bullet points. About Us: contains Pay Philosophy (which mentions salary range but not specific numbers, says "typical starting salary range... determined by a number of factors..."). This is somewhat generic but does mention pay philosophy. However, the rule says never create Pay section unless posting actually states them. It does state a pay philosophy but not a specific range. The rule says "never create Pay/Schedule/Benefits sections unless the posting actually states them." It does state a pay philosophy, but it's generic. Also benefits are mentioned with a link. The EEO and Fair Chance Notices are boilerplate to remove. I think I should include a "Pay" section if there is specific info. The posting says: "The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value..." This is not a specific range, but it's a pay philosophy. The rule says "never create Pay/Schedule/Benefits sections unless the posting actually states them." It does state a pay philosophy, but it's not a specific salary range. However, the rule also says "never emit a heading followed by filler/placeholder text (e.g. 'commensurate with experience', 'not specified', 'N/A', 'varies', 'TBD')". This pay philosophy is essentially "varies". So I should NOT create a Pay section. Benefits: The posting says "To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits". That's a link, not specific benefits. The rule says never create Benefits section unless posting actually states them. It doesn't list specific benefits, just a link. So I should not create a Benefits section. Schedule: Not mentioned. Thus, I will have three sections: About the role, Responsibilities, Qualifications. The "About Us" section includes company description, pay philosophy, benefits link, EEO, Fair Chance Notices. The EEO and Fair Chance Notices are boilerplate to remove. The company description is generic but could be included as "About the company" or similar. However, the rule says "Prefer a few substantive sections over many thin ones." The company description is somewhat generic but includes some specifics about culture. I could include it as a section "About the company" or "About us". But the rule says use

    for section headings like "About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule". "About us" is not in that list, but it's allowed? The rule says "e.g." so it's not exhaustive. However, the posting includes "About Us" as a heading. I think I should include it but only the substantive parts: the company culture description and maybe the pay philosophy? But pay philosophy is generic. The benefits link is not substantive. The EEO and Fair Chance Notices are boilerplate. I'll include an "About the company" section with the paragraph about workplace culture, but not the pay philosophy, benefits link, EEO, Fair Chance Notices. Let's extract the substantive parts from "About Us": "At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being." That's substantive. The pay philosophy paragraph is generic. The benefits link is not needed. The EEO and Fair Chance Notices are boilerplate. So I'll include "About the company" section with that paragraph. Now, the location and posted date: "Location : Toledo, Ohio" and "Posted On : 10/18/2026". These are minor metadata. The rule says "fold minor metadata into a short

    or drop it." I can include a

    at the top with location and posted date. Also "Position Company : Liberty Mutual Insurance" is the company name, but the page already shows job title? The user said "Do NOT repeat the job title as a heading (the page already shows it)". The job title is not given in the text, but the position is "Property Adjusters". The company is Liberty Mutual Insurance. I'll include a

    with location and posted date. Now, structure: -

    Location: Toledo, Ohio | Posted: 10/18/2026

    -

    About the role

    -

    Description paragraph

    -

    Responsibilities

    -
    • ... each responsibility
    -

    Qualifications

    -
    • ... each qualification
    -

    About the company

    -

    Company culture paragraph

    Now, I need to parse the responsibilities and qualifications into list items. Responsibilities text: "Conducts a prompt, thorough and fair investigation by obtaining relevant facts to determine coverage, origin, and extent of loss. Reviews and utilizes financial statements to adjust moderately sized business interruption losses.Conduct on-site appraisal or direct independent adjuster to determine facts relevant causation, damages and exposure.Engages and manages consultants and independent adjusters as required. Monitors the costs to ensure they are reasonable and necessary.Establishes and maintains accurate loss cost estimates and reserves for each claim for reporting, financial records, and other purposes.Keeps the Insured and others informed about the claim's status with clear, timely and accurate written/oral communications. Effectively communicates in writing on moderately complex coverage issues with minimal review and coaching. Determines depreciation of claim.Affirms or denies coverage of the claim based on the facts and the policy terms and conditions. Develops information necessary to make advance, partial and final payments when appropriate.Meet time requirements of the policy and fair claims handling practices.Effectively negotiate settlement of claims of varying complexity and perils. Achieves a prompt, fair and equitable settlement of a claim, where there is policy liability.Keeps the electronic claim file properly documented with accurate, clear and timely information and reports that reflect the adjustment activities and substantiate any payments made.May participate in quality assurance file review sessions and serve as a technical resource for less experienced claims personnel.Will be called upon for catastrophe duty." I'll split by sentences, but some sentences are run together. I'll separate each distinct duty. The text uses periods but some are missing spaces. I'll manually split. List: 1. Conducts a prompt, thorough and fair investigation by obtaining relevant facts to determine coverage, origin, and extent of loss. 2. Reviews and utilizes financial statements to adjust moderately sized business interruption losses. 3. Conduct on-site appraisal or direct independent adjuster to determine facts relevant causation, damages and exposure. 4. Engages and manages consultants and independent adjusters as required. 5. Monitors the costs to ensure they are reasonable and necessary. 6. Establishes and maintains accurate loss cost estimates and reserves for each claim for reporting, financial records, and other purposes. 7. Keeps the Insured and others informed about the claim's status with clear, timely and accurate written/oral communications. 8. Effectively communicates in writing on moderately complex coverage issues with minimal review and coaching. 9. Determines depreciation of claim. 10. Affirms or denies coverage of the claim based on the facts and the policy terms and conditions. 11. Develops information necessary to make advance, partial and final payments when appropriate. 12. Meet time requirements of the policy and fair claims handling practices. 13. Effectively negotiate settlement of claims of varying complexity and perils. 14. Achieves a prompt, fair and equitable settlement of a claim, where there is policy liability. 15. Keeps the electronic claim file properly documented with accurate, clear and timely information and reports that reflect the adjustment activities and substantiate any payments made. 16. May participate in quality assurance file review sessions and serve as a technical resource for less experienced claims personnel. 17. Will be called upon for catastrophe duty. Qualifications text: "Knowledge of property insurance; commercial property claims; coverage evaluation; claims investigation, loss assessment, evaluation and reserves; financial analyses; insurance regulations; negotiation and settlement of moderate complexity claims.Other skills required in a focus on customers.Decision making; results oriented; spoken communication; and adaptability.An ability to build relationships, mentoring and training less experienced team members,listen (i.e., comprehend nuances and acknowledge others' viewpoints), write business correspondence, produce accurate work, manage projects, manage vendors; and use core applications/spreadsheets as normally acquired through a bachelor's degree or equivalent.Successful completion of required internal training programs and AIC (Associate in Claims) module 33.At least 18 months of progressively responsible experience.Ability and willingness to travel to the site of a catastrophe for assignments that may last several weeks." Split by sentences/semicolons. I'll make each bullet a distinct qualification. List: 1. Knowledge of property insurance; commercial property claims; coverage evaluation; claims investigation, loss assessment, evaluation and reserves; financial analyses; insurance regulations; negotiation and settlement of moderate complexity claims. 2. Other skills required: focus on customers. 3. Decision making; results oriented; spoken communication; and adaptability. 4. Ability to build relationships, mentoring and training less experienced team members, listen (i.e., comprehend nuances and acknowledge others' viewpoints), write business correspondence, produce accurate work, manage projects, manage vendors; and use core applications/spreadsheets as normally acquired through a bachelor's degree or equivalent. 5.